Property Type: Land / LotOwnership: Freehold

Snider Road Lot# B

Lister, BC V0B1G2

$319,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
4.36 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,976.22

Interior

Fireplace
None

Listing Information

MLS®
10389088
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: Stonehaus Realty Corp. · Data source: CREA DDF.

Description

Private 4.36-acre recreational/building lot surrounded by mature cedar trees and beautiful natural views. Conveniently located approximately 10 minutes from the Town of Creston, 10 minutes to world-class golf, 4 minutes to the USA border crossing, and 15 minutes to the Kootenay River boat launch. Zoned R2 Residential, this property offers an excellent opportunity for a recreational getaway and/or future building site. Currently set up for seasonal off-grid enjoyment, this property features a cozy furnished 5th wheel with a addition built onto it-adding more space and functionality, has a diesel heater, generator power, and two storage sheds. The ATV, generator, furnishings, sheds, and existing 5th wheel/cabin setup are included, making this a ready-to-enjoy recreational retreat with plenty of potential. Enjoy privacy, nature, and a peaceful rural setting while still being conveniently close to amenities. (id:63159)

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mormon Hills Elementary Secondary(Independent)Elementary/Middle5.3 km
Yaqan Nukiy School(Independent)Elementary6.4 km
Canyon/Lister ElementaryElementary8.9 km
Erickson ElementaryElementary9.4 km
Kootenay River SecondarySecondary9.5 km
Adam Robertson ElementaryElementary10.3 km
Kootenay Valley Christian School(Independent)Elementary/Middle11.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$255,200.00
Periodic payment — Principal & Interest (monthly)$1,646.46
Additional monthly expenses (strata, tax, utilities, etc.)$164.69
Total monthly cost$1,811.15
Interest paid over 5-yr term$73,141.05
Balance at end of term$229,553.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,330.35

Cash Needed at Closing

Minimum down payment$15,950
Estimated BC PTT$4,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,830

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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