Property Type: OtherOwnership: FreeholdNEW LISTING

Lot O Middle Bench Road

Lake Country, BC V4V2B4

$1,575,000

4
Walk Score
19
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Property Details

Property & Lot

Sub-type
Other
Lot size
8.25 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$950.42

Interior

Fireplace
None

Building

Water source
Municipal water
Utilities
Sewer, Electricity, Cable, Telephone
Parcel ID (PID)
011-871-211

Listing Information

MLS®
10400355
Listed
September 10, 2026
Time on market
On the market for 2 days
Data last synced
September 11, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Well-established 8.3-acre farm planted to a productive mix of cherries and apples. An excellent opportunity to acquire agricultural land with an established orchard already in place. For added flexibility, the seller would consider a long-term leaseback of the orchard, offering a potential hands-off ownership opportunity while maintaining the property’s agricultural use. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Lake Country East / Oyama average

$414/sqft

59 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Mainly Sunny

20°C

Mainly Sunny

Humidity 33%

Wind NNW 21 km/h

Tonight

Sunday

22°

Sunday night

Monday

23°

Monday night

11°

Tuesday

20°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary1.7 km
Davidson Road ElementaryElementary6.8 km
Peter Greer ElementaryElementary7.2 km
George Elliot SecondarySecondary7.5 km
HS Grenda Middle SchoolMiddle7.7 km
Okanagan Landing ElementaryElementary16.1 km
Kidston ElementaryElementary16.2 km
Kalamalka SecondaryElementary16.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($315,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,260,000.00
Periodic payment — Principal & Interest (monthly)$8,129.09
Additional monthly expenses (strata, tax, utilities, etc.)$79.20
Total monthly cost$8,208.29
Interest paid over 5-yr term$361,119.62
Balance at end of term$1,133,374.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$315,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,688.96

Cash Needed at Closing

Minimum down payment$315,000
Estimated BC PTT$29,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$346,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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