Property Type: Land / LotOwnership: Strata

Osprey Landing Drive Lot# 15

Wardner, BC V0B2J0

$144,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.11 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Strata / maintenance fee
$90/mo
Annual property tax
$666.15

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on lake

Listing Information

MLS®
10366665
Listed
October 27, 2025
Time on market
On the market for 308 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Beautiful Ridge Lot located in Osprey Landing. 1.114 acres. Water, sewer and electricity to the lot line. Access to Lake Koocanusa which offers a multitude of water activities all summer long. Lots of trees for shade in the heat of the summer. 5 minutes west of Jaffray for more summer recreation like golf, Koocanusa is know for fishing, boating, waterskiing, houseboating and more. Enjoy all this and only a short drive to Cranbrook or 40 minutes to either Kimberley or Fernie for a day of skiing or adventure. No GST, 5 years to commerce building. Building scheme in place so will be surrunded by a lovely gated and private community. (id:63159)

Location Insights

Weather

Nearest station: Cranbrook

Mainly Clear

16°C

Mainly Clear

Humidity 56%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jaffray Elem-Jr SecondaryElementary/Middle9.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$115,920.00
Periodic payment — Principal & Interest (monthly)$747.88
Additional monthly expenses (strata, tax, utilities, etc.)$145.51
Total monthly cost$893.39
Interest paid over 5-yr term$33,223.01
Balance at end of term$104,270.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,245
Stress test qualifying rate8.09%
Payment you must qualify for$1,058.52

Cash Needed at Closing

Minimum down payment$7,245
Estimated BC PTT$1,449
Legal / closing costs (typical estimate)$1,500
Total cash needed$10,194

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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