Property Type: Land / LotOwnership: Freehold

Proposed lot A-18 6145 Parnaby Road

Cranbrook, BC V1C0C2

$800,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.15 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$0

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10379317
Listed
March 17, 2026
Time on market
On the market for 167 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Blue Sky Realty · Data source: CREA DDF.

Description

Welcome to Proposed Lot 18 at The Estates at Shadow Mountain, a gorgeous 1.15 acre treed property offering an ideal setting for your custom dream home. Nestled within a thoughtfully planned acreage community, this beautiful lot is surrounded by mature trees that provide exceptional privacy and a peaceful connection to nature. The natural landscape creates a serene and versatile building site with plenty of space to design a home that blends seamlessly with its surroundings. Fully serviced with water, sewer, power, and paved road access, this property allows for a straightforward and convenient building process. Located just minutes from Cranbrook, you can enjoy the perfect balance of quiet country living and access to everyday amenities, while nearby shared greenspace along the St. Mary River offers opportunities for relaxation and outdoor enjoyment. With golf, hiking, and year round recreation close by, this is a rare chance to secure a premium treed lot in one of the East Kootenays most desirable communities. (id:63159)

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 69%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

20,499

(2021 Census)

+2.3% since 2016

Density: 641.2/km²

Dwellings: 9,058

Median household income: $80,000

After-tax: $72,500

Immigrant population: 8.7%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 290
  • United States of America1% · 205
  • Philippines0.9% · 175
  • Germany0.6% · 115
  • Jamaica0.5% · 105
  • South Africa, Republic of0.4% · 90
  • Italy0.4% · 75
  • Ukraine0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Kootenay Christian Academy(Independent)K-127.7 km
Pinewood ElementaryElementary7.9 km
Steeples ElementaryElementary8.1 km
Mount Baker SecondaryElementary8.3 km
Kootenay Educational ServicesSecondary8.4 km
Laurie Middle SchoolMiddle8.8 km
T M Roberts ElementaryElementary9.3 km
St Mary's Catholic Independent(Independent)Elementary9.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$640,000.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$4,129.06
Interest paid over 5-yr term$183,425.84
Balance at end of term$575,682.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$55,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.79

Cash Needed at Closing

Minimum down payment$55,000
Estimated BC PTT$14,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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