Property Type: Land / LotOwnership: Freehold

SL24 COLUMBIA GARDENS Road

Fruitvale, BC V0G1L0

$639,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
95.58 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,097.91

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view

Listing Information

MLS®
10391398
Listed
June 16, 2026
Time on market
On the market for 77 days
Data last synced
August 28, 2026

Listing provided by: Mountain Town Properties Ltd. · Data source: CREA DDF.

Description

A unique mix of privacy and convenience: spread across 95 acres of land, with breathtaking views of the Columbia River from the peak below. The tranquil surroundings and local serviced road to the property make it the perfect retreat for those seeking peace and serenity. Imagine starting your day with a cup of coffee on your deck overlooking the peaceful winery just below. The serenity and beauty surrounding this property are truly unmatched. And despite feeling like a secluded oasis, it is less than a 10-minute drive away from all the amenities you could need, with nearby stores, restaurants, schools, and recreational facilities. This property offers both privacy and accessibility. (id:63159)

Location Insights

Weather

Nearest station: Trail

15°C

Humidity 64%

Wind WNW 5 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,958

(2021 Census)

+2% since 2016

Density: 725.2/km²

Dwellings: 881

Median household income: $83,000

After-tax: $73,500

Immigrant population: 7.1%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 45
  • Germany0.8% · 15
  • Mexico0.5% · 10
  • United States of America0.5% · 10
  • Italy0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fruitvale ElementaryElementary6.1 km
Glenmerry ElementaryElementary6.3 km
Kootenay Columbia SecondarySecondary8.3 km
J Lloyd Crowe SecondaryElementary8.8 km
St Michael's Elementary(Independent)Elementary8.9 km
James L Webster ElementaryElementary11.6 km
des Sept-sommetsElementary/Middle15.0 km
Rossland Summit SchoolElementary/Middle15.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

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Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,920.00
Periodic payment — Principal & Interest (monthly)$3,302.73
Additional monthly expenses (strata, tax, utilities, etc.)$91.49
Total monthly cost$3,394.23
Interest paid over 5-yr term$146,717.74
Balance at end of term$460,473.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,620.79

Cash Needed at Closing

Minimum down payment$38,990
Estimated BC PTT$10,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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