Property Type: TownhouseOwnership: Strata

U10 3907 Cedar Hill Rd

Saanich, BC V8P3Z8

$999,000

3 bed4 bath1 parking1,510 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
1,387 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$377/mo
Annual property tax
$5,107.18

Interior

Heating
Heat Pump
Cooling / A/C
Fully air conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EnsuiteSecond level
BedroomSecond level
EnsuiteSecond level
Primary BedroomSecond level
BathroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
BathroomLower level
BedroomLower level
Mud roomLower level
EntranceLower level

Listing Information

MLS®
1045101
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

MOVE IN TODAY! Only a few units remain. Discover modern elegance at Twelve Cedars by award-winning Seba Construction. These 3 Bed, 4 Bath townhomes feature hardwood floors, quartz countertops, KitchenAid appliances, and a fully ducted heat pump system. Located in Saanich’s vibrant Cedar Hill community, each home blends contemporary design with classic charm for timeless, comfortable living. Enjoy suburban tranquility with urban convenience—steps from University Heights Shopping Mall and Tuscany Village. Perfect for buyers seeking new townhomes in Saanich or Victoria, BC. Surrounded by parks and top golf courses, Twelve Cedars offers spacious, stylish homes in a prime location. SHOWINGS BY APPOINTMENT ONLY. (id:63159)

Values & Trends

This listing

$662/sqft

Building average

$613/sqft

2 active listing(s)

Cedar Hill average

$601/sqft

9 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

12°C

Humidity 89%

Wind NNW calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cedar Hill MiddleElementary158 m
Braefoot ElementaryElementary873 m
Campus View ElementaryElementary999 m
Doncaster ElementaryElementary1.0 km
Mount Douglas SecondarySecondary1.4 km
Maria Montessori Academy(Independent)Elementary1.5 km
Lambrick Park SecondarySecondary1.6 km
St. Michaels University School(Independent)K-121.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Laila Laila Hotpot · 1546 Cedar Hill Cross Road407 m
  • The Rack Bistro · 1550 Cedar Hill Cross Road417 m
  • Unnamed481 m
  • Fig Delicatessen · 1551 Cedar Hill Cross Road486 m
  • Heart of Asia636 m

Cafes (5+)

  • Tim Hortons408 m
  • Ding Tea · 3749 Shelbourne Street468 m
  • Noodle Box500 m
  • Phonomenal534 m
  • Tim Hortons · 3749 Shelbourne Street544 m

Grocery (5+)

  • Fairway Market McKenzie · 1521 McKenzie Avenue275 m
  • Thrifty Foods · 1626 McKenzie Avenue469 m
  • SaanniSunny Asian Market · 1551 Cedar Hill Cross Road487 m
  • Fairway Market Shelbourne Plaza · 3651 Shelbourne Street675 m
  • Bulk Barn · 3609 Shelbourne Street797 m

Parks (5+)

  • Gore-Peace Memorial Park581 m
  • Jennifer Park598 m
  • Onyx Park690 m
  • Rendle Green746 m
  • Horner Park760 m

Shopping (2)

  • Shelbourne Village Square · 3749 Shelbourne Street508 m
  • Shelbourne Plaza703 m

Pharmacies (3)

  • Rexall556 m
  • Heart Pharmacy IDA · 3643 Shelbourne Street714 m
  • University Heights Pharmacy721 m

Banks & ATMs (5+)

  • Coast Capital Savings · 3750 Shelbourne Street455 m
  • CIBC · 3959 Shelbourne Street476 m
  • RBC558 m
  • Vancity · 1590 Cedar Hill Cross Road563 m
  • TD · 3675 Shelbourne Street590 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$878.32
Total monthly cost$6,034.49
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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