Property Type: Detached HouseOwnership: Freehold

1 Finch Crescent

Osoyoos, BC V0H1V5

$598,000

5 bed2 bath1 parking2,688 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,401.85

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco
View
Lake view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomLower level12'11'' x 10'11''
Family roomLower level13'2'' x 29'7''
Full bathroomLower level7'6'' x 6'10''
Laundry roomLower level8'0'' x 7'6''
KitchenAdditional Accommodation13'2'' x 12'11''
Primary BedroomLower level19'6'' x 10'5''
BedroomMain level10'8'' x 10'
BedroomMain level9'10'' x 11'4''
Dining roomMain level10'2'' x 14'4''
Full bathroomMain level9'10'' x 7'4''
BedroomMain level9'10'' x 7'
KitchenMain level13'4'' x 10'2''
Living roomMain level13'4'' x 19'9''

Listing Information

MLS®
10391069
Listed
June 11, 2026
Time on market
On the market for 81 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Desert Oasis Rlty · Data source: CREA DDF.

Description

Lakeviews & Location! Spacious 5 bdrm 2 bath family home with suite potential. Embrace the ultimate Okanagan lifestyle in this solidly built, level-entry rancher with a walkout lower level. Situated in a highly desirable neighborhood just one block from downtown Osoyoos, you are steps away from shopping, schools, and the rink. The main floor features a cozy gas fireplace, 3 bright bedrooms—ideal for families—and an open staircase enhancing the home's spacious, airy feel. Bring your design ideas to update this gem and maximize the beautiful lakeviews! Bonus: The bright, daylight walkout lower level boasts a 2 bdrm suite complete with a gas stove and a completely separate entrance, offering excellent income potential or room for extended family. (id:63159)

Values & Trends

This listing

$222/sqft

Building average

No other active listings in this building

Osoyoos average

$565/sqft

130 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary465 m
Osoyoos SecondarySecondary1.3 km
Senpaq'cin School(Independent)Elementary17.0 km
Tuc-el-Nuit ElementaryElementary17.7 km
Southern Okanagan SecondarySecondary17.8 km
Southern Okanagan AltSecondary17.8 km
Oliver ElementaryElementary17.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Diamond Steak and Seafood316 m
  • Smitty's350 m
  • Golden Chopsticks · 8527 Main Street477 m
  • Wildfire Grill · 8526 Main Street495 m
  • Unnamed · 8515 Main Street523 m

Cafes (3)

  • Tim Hortons280 m
  • Starbucks · 9145 Main Street558 m
  • Gino's Coffee House · 8316 Main Street666 m

Grocery (3)

  • Save-On-Foods · 9129 Main Street429 m
  • Red Apple584 m
  • Nesters Market · 8130 Main Street724 m

Parks (3)

  • Town Square / Farmers' Market399 m
  • Unnamed503 m
  • Legion Beach Park596 m

Shopping (1)

  • Dollar Store · 9143 Main Street537 m

Pharmacies (2)

  • Shoppers Drug Mart · 8305 Main Street693 m
  • Pharmasave · 8301C 78 Avenue720 m

Banks & ATMs (3)

  • CIBC · 8516 Main Street543 m
  • BMO · 8502 Main Street594 m
  • Cascadia Credit Union · 8312 Main Street675 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$478,400.00
Periodic payment — Principal & Interest (monthly)$3,086.47
Additional monthly expenses (strata, tax, utilities, etc.)$417.49
Total monthly cost$3,503.96
Interest paid over 5-yr term$137,110.82
Balance at end of term$430,322.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,800
Stress test qualifying rate8.09%
Payment you must qualify for$4,330.81

Cash Needed at Closing

Minimum down payment$34,800
Estimated BC PTT$9,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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