Property Type: Detached HouseOwnership: Freehold

7021 87th Street

Osoyoos, BC V0H1V0

$649,000

5 bed2 bath2,725 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,332.9

Interior

Basement
Full
Heating
Heat Pump, Baseboard heaters
Cooling / A/C
Heat Pump
Fireplace
None

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
010-971-530

Parking

Features
Carport, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherLower level6'8'' x 3'10''
StorageLower level9'1'' x 5'3''
3pc BathroomLower level8'0'' x 7'5''
BedroomLower level12'11'' x 12'11''
BedroomLower level18'2'' x 14'11''
Recreation roomLower level13'6'' x 31'6''
4pc BathroomMain level11'6'' x 7'5''
BedroomMain level11'6'' x 9'6''
BedroomMain level11'6'' x 9'10''
Primary BedroomMain level14'9'' x 12'0''
Laundry roomMain level11'8'' x 7'6''
Living roomMain level18'11'' x 14'9''
FoyerMain level12'0'' x 4'8''
KitchenMain level11'8'' x 19'7''

Listing Information

MLS®
10394460
Listed
July 13, 2026
Time on market
On the market for 49 days
Data last synced
September 1, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

Location, Location, Location!!! In the heart of downtown Osoyoos — steps to the beach, Osoyoos Lake, the Library, Community Centre, Osoyoos Elementary School, Main Street and all amenities, this is a rare end-of-street property with open exposure on three sides, providing exceptional privacy, abundant natural light, and only one immediate neighbouring home on the back side. Spacious, 5 bedrooms and 2 bathrooms, living room on main level and rec room in the basement, carport and space to build a garage. (id:63159)

Values & Trends

This listing

$238/sqft

Building average

No other active listings in this building

Osoyoos average

$565/sqft

130 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary253 m
Osoyoos SecondarySecondary1.6 km
Senpaq'cin School(Independent)Elementary17.1 km
Tuc-el-Nuit ElementaryElementary17.9 km
Southern Okanagan SecondarySecondary18.0 km
Southern Okanagan AltSecondary18.0 km
Oliver ElementaryElementary18.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Golden Chopsticks · 8527 Main Street212 m
  • Ogopogo Burgers & Shakes · 8515B Main Street216 m
  • Unnamed · 8515 Main Street216 m
  • Kozo Cafe247 m
  • Wildfire Grill · 8526 Main Street250 m

Cafes (2)

  • Tim Hortons308 m
  • Gino's Coffee House · 8316 Main Street309 m

Grocery (3)

  • Nesters Market · 8130 Main Street278 m
  • Save-On-Foods · 9129 Main Street728 m
  • Red Apple757 m

Parks (5+)

  • Town Square / Farmers' Market221 m
  • Unnamed402 m
  • Gyro Park444 m
  • Gyro Park453 m
  • Veterans Park461 m

Pharmacies (2)

  • Shoppers Drug Mart · 8305 Main Street297 m
  • Pharmasave · 8301C 78 Avenue380 m

Banks & ATMs (3)

  • CIBC · 8516 Main Street254 m
  • BMO · 8502 Main Street270 m
  • Cascadia Credit Union · 8312 Main Street314 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$413.74
Total monthly cost$3,763.44
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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