Property Type: Detached HouseOwnership: Freehold

1007 Hoover Street

Nelson, BC V1L4X9

$1,024,900

4 bed3 bath2 parking2,500 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,201.22

Interior

Basement
Full
Heating
Heat Pump, Forced air
Cooling / A/C
Heat Pump
Fireplace
Yes (3)
Fireplace type
Gas, Electric, Unknown, Unknown

Exterior & Lot

Exterior features
Stucco
View
City view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Family roomBasement15'1'' x 20'11''
Utility roomBasement5'8'' x 7'4''
Exercise roomBasement11'3'' x 14'0''
StorageBasement11'3'' x 6'10''
Full bathroomBasement8'7'' x 4'11''
Laundry roomBasement12' x 8'5''
BedroomBasement12'0'' x 12'7''
PantryMain level4'10'' x 4'8''
Full ensuite bathroomMain level4'4'' x 7''
Full bathroomMain level2'4'' x 8''
Primary BedroomMain level15'7'' x 23'2''
BedroomMain level11'9'' x 9'11''
BedroomMain level11'9'' x 10'3''
KitchenMain level11'9'' x 10'10''
Dining roomMain level11'8'' x 10'4''
Living roomMain level11'8'' x 15'5''

Listing Information

MLS®
10398131
Listed
August 19, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: Bennett Family Real Estate · Data source: CREA DDF.

Description

BRAND NEW PLUMBING THROUGHOUT!! This consistently updated and meticulously maintained 4-bedroom, 3-bathroom home is perfectly positioned at the top of Hoover Street, offering an exceptional blend of privacy, multi-generational functionality, and panoramic vistas. The main floor boasts a desirable open-concept layout featuring a spacious kitchen with a walk-in pantry, central island, and seamless transition into the living spaces. The expansive primary bedroom serves as a true retreat, highlighting a full ensuite, walk-in closet, cozy fireplace, and direct deck access. Downstairs, the finished basement features an additional bedroom, full bathroom, ample storage, and a highly functional rec room perfect for a multi-use exercise and media space. Offering a level entry to a private side deck, this lower level can easily be converted into a mother-in-law suite. Outside, the property showcases an incredibly private, fenced front yard and a level driveway with parking for multiple vehicles, including a dedicated RV plug-in. The large double garage features convenient alley access, great natural light from windows, and plenty of space for a workshop and storage. The spectacular elevated deck provides the ultimate space for outdoor entertaining, framing stunning, unobstructed views of the lake, town, and surrounding mountain ranges. Situated just steps away from the scenic rail trail and close to schools, this property represents an outstanding opportunity for families. (id:63159)

Values & Trends

This listing

$410/sqft

Building average

No other active listings in this building

Nelson average

$481/sqft

82 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

10°C

Humidity 96%

Wind S 3 km/h

Today

30°

Tonight

11°

Wednesday

17°

Wednesday night

12°

Thursday

18°

Thursday night

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Nelson ElementaryElementary260 m
Trafalgar Middle SchoolMiddle408 m
St Joseph School(Independent)Elementary/Middle599 m
WildflowerElementary/Middle774 m
ReachSecondary774 m
Hume Elementary SchoolElementary1.2 km
L V Rogers SecondarySecondary1.4 km
Secondaire de NelsonSecondary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • BiBo648 m
  • All Seasons Cafe667 m
  • Kootenay Tamil Kitchen · 660 Baker Street704 m
  • Main Street Diner729 m
  • Sprout · 569 Ward Street777 m

Cafes (3)

  • SideWinders691 m
  • Oso Negro Café · 604 Ward Street770 m
  • Empire Coffee787 m

Grocery (2)

  • Kootenay co-op · 777 Vernon Street706 m
  • Kootenay Tamil Kitchen Spices · 639 Baker Street739 m

Parks (2)

  • Hall Street Park626 m
  • Gyro Park702 m

Pharmacies (1)

  • Pharmasave714 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($77,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$819,920.00
Periodic payment — Principal & Interest (monthly)$5,289.85
Additional monthly expenses (strata, tax, utilities, etc.)$641.77
Total monthly cost$5,931.61
Interest paid over 5-yr term$234,991.43
Balance at end of term$737,520.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$77,490
Stress test qualifying rate8.09%
Payment you must qualify for$7,285.25

Cash Needed at Closing

Minimum down payment$77,490
Estimated BC PTT$18,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$97,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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