Property Type: Detached HouseOwnership: Freehold

824 SILICA Street

Nelson, BC V1L4N6

$849,000

4 bed2 bath2 parking2,121 sqftBuilt 1914
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,619.77

Interior

Basement
Full
Heating
Baseboard heaters, Forced air
Fireplace
None
Flooring
Hardwood, Carpeted, Linoleum

Exterior & Lot

Exterior features
Wood siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Other, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageBasement10'0'' x 9'1''
WorkshopBasement39'0'' x 19'7''
Utility roomBasement13'0'' x 10'5''
BedroomSecond level10'7'' x 12'7''
FoyerMain level5'6'' x 4'8''
DenMain level6'0'' x 10'8''
FoyerMain level4'9'' x 5'8''
Living roomSecond level18'10'' x 10'7''
Living roomMain level14'3'' x 13'10''
Dining roomMain level12'8'' x 16'7''
BedroomSecond level10'7'' x 10'0''
BedroomMain level11'5'' x 15'2''
4pc BathroomSecond level
4pc BathroomMain level
Primary BedroomMain level11'2'' x 13'9''
Laundry roomMain level11'9'' x 5'0''
KitchenSecond level18'3'' x 11'2''
KitchenMain level11'5'' x 13'0''

Listing Information

MLS®
10394681
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Nelson) · Data source: CREA DDF.

Description

This beautiful, bright heritage home is located on a large corner lot only three blocks from Nelson's downtown core. The main floor, 2-3 bedroom home featuring classic 9 foot ceilings, original fir floors, big bay window and brass fireplace has seen some tasteful, functional upgrades to make this a desirable property for most people shopping the Nelson market: the back entry-room / boot room was completely re-done this year plus brand new kitchen cabinets as well as new appliances were installed. The upstairs 2-bedroom suite, (with lake view!) has its own entrance from the side of the home, is mostly carpeted, and has self-contained laundry. Notable bonuses to the property include: independent storage shed/ workshop on the back alley, independent, off-street parking spots for two vehicles, private back yard with raised beds, fruit trees, a hazelnut tree, loads of berry bushes and a grape arbour. There are separate electrical meters and two hot water tanks, as well as tonnes of storage in the big dry basement. A new roof was installed in 2019. Not much to do here but move in and enjoy! *Subject to Seller's finding suitable accommodation. *Upstairs tenant is leaving September 1st, 2026. (id:63159)

Values & Trends

This listing

$400/sqft

Building average

No other active listings in this building

Nelson average

$481/sqft

82 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Nelson ElementaryElementary350 m
St Joseph School(Independent)Elementary/Middle409 m
Trafalgar Middle SchoolMiddle456 m
WildflowerElementary/Middle554 m
ReachSecondary554 m
Hume Elementary SchoolElementary1.1 km
L V Rogers SecondarySecondary1.5 km
Secondaire de NelsonSecondary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • BiBo272 m
  • All Seasons Cafe297 m
  • Kootenay Tamil Kitchen · 660 Baker Street328 m
  • Main Street Diner356 m
  • Louie's Steakhouse · 616 Vernon Street393 m

Cafes (5+)

  • SideWinders308 m
  • Empire Coffee399 m
  • Oso Negro Café · 604 Ward Street460 m
  • John Ward Cafe480 m
  • L&C French Bakery · 390 Baker Street611 m

Grocery (4)

  • Kootenay co-op · 777 Vernon Street313 m
  • Kootenay Tamil Kitchen Spices · 639 Baker Street360 m
  • Walmart Supercentre715 m
  • Wholesale Club771 m

Parks (3)

  • Hall Street Park250 m
  • Gyro Park435 m
  • NDCC park500 m

Shopping (1)

  • Unnamed · 1150 Simpson Road766 m

Pharmacies (2)

  • Pharmasave329 m
  • Walmart Pharmacy · 1000 Lakeside Drive697 m

Banks & ATMs (5+)

  • Unnamed452 m
  • Scotiabank466 m
  • Unnamed466 m
  • CIBC545 m
  • RBC · 401 Baker Street589 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (strata, tax, utilities, etc.)$490.98
Total monthly cost$4,872.95
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,067.90

Cash Needed at Closing

Minimum down payment$59,900
Estimated BC PTT$14,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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