Property Type: Detached HouseOwnership: Freehold

915 Front Street

Nelson, BC V1L4C1

$889,050

3 bed3 full, 2 half bath3 parking3,020 sqftBuilt 1901
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.08 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,052.15

Interior

Heating
Baseboard heaters, Forced air, See remarks
Fireplace
None
Flooring
Tile, Hardwood, Laminate

Exterior & Lot

Exterior features
Stucco, Cedar Siding
View
City view, Lake view, Mountain view, River view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
2pc BathroomBasement5'0'' x 6'0''
4pc BathroomSecond level9'0'' x 8'0''
2pc BathroomMain level8'0'' x 7'0''
StorageBasement4'0'' x 18'1''
WorkshopBasement30'0'' x 53'0''
OtherMain level4'9'' x 20'0''
OfficeBasement14'3'' x 7'10''
BedroomSecond level8'7'' x 9'3''
BedroomSecond level8'9'' x 11'1''
Dining roomMain level15'8'' x 8'8''
Primary BedroomSecond level10'4'' x 19'6''
Living roomMain level15'3'' x 11'10''
KitchenMain level9'1'' x 11'5''

Listing Information

MLS®
10372456
Listed
January 14, 2026
Time on market
On the market for 229 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty Ltd. · Data source: CREA DDF.

Description

Visit REALTOR website for additional information.Exceptional commercial & residential opportunity on Front Street! Own a piece of history! Charming home with a full level entry basement that ready for a commercial tenant *Original hardwood floors *Beautiful brick feature wall *Gas appliances & fireplace *Large kitchen & living spaces *Built in closets *Oak cabinetry *Loft area *Full baths *Private deck *Main floor laundry *Office *Includes easement to use CP Rail property for access *Ideal for a family who would like to make extra income renting out the lower level *Perfect to be a full commercial building w/ some amazing business opportunities * Property is located close to shopping mall, business district and Baker Street. *Located close to mall, Baker Street and Lakeside Park & Recreation Center (id:63159)

Values & Trends

This listing

$294/sqft

Building average

No other active listings in this building

Nelson average

$483/sqft

82 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 80%

Wind ESE 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St Joseph School(Independent)Elementary/Middle849 m
WildflowerElementary/Middle909 m
ReachSecondary909 m
Hume Elementary SchoolElementary915 m
South Nelson ElementaryElementary917 m
Trafalgar Middle SchoolMiddle1.0 km
L V Rogers SecondarySecondary1.4 km
Secondaire de NelsonSecondary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Front Street Sushi & Burger Bar400 m
  • Louie's Steakhouse · 616 Vernon Street422 m
  • Kootenay Tamil Kitchen · 660 Baker Street501 m
  • BiBo507 m
  • Main Street Diner515 m

Cafes (5+)

  • Java342 m
  • Empire Coffee430 m
  • SideWinders471 m
  • John Ward Cafe605 m
  • Starbucks662 m

Grocery (5+)

  • Walmart Supercentre174 m
  • Kootenay co-op · 777 Vernon Street360 m
  • Save-On-Foods · 1200 Lakeside Drive364 m
  • Kootenay Tamil Kitchen Spices · 639 Baker Street488 m
  • Wholesale Club627 m

Parks (3)

  • NDCC park268 m
  • Gyro Park270 m
  • Hall Street Park509 m

Shopping (1)

  • Unnamed · 1150 Simpson Road257 m

Pharmacies (3)

  • Walmart Pharmacy · 1000 Lakeside Drive156 m
  • Shoppers Drug Mart307 m
  • Pharmasave458 m

Banks & ATMs (5+)

  • Unnamed583 m
  • Unnamed618 m
  • Scotiabank628 m
  • CIBC667 m
  • Unnamed675 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($63,905) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$711,240.00
Periodic payment — Principal & Interest (monthly)$4,588.68
Additional monthly expenses (strata, tax, utilities, etc.)$655.35
Total monthly cost$5,244.02
Interest paid over 5-yr term$203,843.43
Balance at end of term$639,762.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$63,905
Stress test qualifying rate8.09%
Payment you must qualify for$6,345.08

Cash Needed at Closing

Minimum down payment$63,905
Estimated BC PTT$15,781
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,186

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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