Property Type: Detached HouseOwnership: Freehold

10105 Prairie Valley Road

Summerland, BC V0H1Z2

$750,000

3 bed3 bath7 parking1,823 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,885.15

Interior

Basement
Full, Remodeled Basement
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Laminate, Carpeted, Vinyl

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
7 — covered indicated
Features
Attached Garage, Heated Garage

Room Dimensions

RoomLevelDimensions
Recreation roomBasement11'5'' x 35'11''
StorageBasement5'5'' x 7'6''
Laundry roomBasement10'5'' x 9'3''
Dining roomMain level7' x 12'2''
Living roomMain level12'7'' x 17'4''
KitchenMain level10'3'' x 10'2''
4pc BathroomBasement8'10'' x 11'
4pc BathroomMain level7'2'' x 7'5''
4pc Ensuite bathMain level6'5'' x 7'5''
BedroomBasement9'1'' x 11'
BedroomMain level11'5'' x 10'11''
Primary BedroomMain level11'7'' x 14'8''

Listing Information

MLS®
10372001
Listed
January 6, 2026
Time on market
On the market for 237 days
Data last synced
August 28, 2026

Listing provided by: Skaha Realty Group Inc. · Data source: CREA DDF.

Description

Welcome to this STUNNING family home offering comfort, style, and convenience in one of the most convenient central locations—just steps from schools, parks, PICKLEBALL and Summerland town amenities. The main floor features an inviting open-concept layout with modern finishes throughout, including soft-close cabinetry, quartz countertops, and newer appliances. The spacious primary on the MAIN level suite boasts a 5-piece ensuite, while a 2nd bedroom and full bath complete this level. A new exterior door(2024) off the living room opens to a PRIVATE covered patio with fresh concrete in the BBQ area—perfect for family gatherings and entertaining. The fully finished lower level offers a generous recreation room, 3rd bedroom, 3-piece bathroom with sauna, and plenty of storage. Outdoors, enjoy a fully fenced yard with raised garden beds, an updated irrigation system, and space for the kids and pets to play. With an attached garage, a dedicated motorcycle garage, and parking for up to six vehicles, this home combines practicality with lifestyle. Recent updates include: new exterior concrete (Sept 2025), professional full-home interior paint, updated irrigation (March 2025), new windows, added insulation, natural gas furnace, central A/C, on-demand hot water, and a security system. This is a move-in ready property that truly must be seen to be appreciated. Sale is contingent. Most furniture is negotiable. (id:63159)

Values & Trends

This listing

$411/sqft

Building average

No other active listings in this building

Main Town average

$477/sqft

33 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland Montessori School(Independent)Elementary137 m
Summerland SecondaryK-12615 m
Unisus Senior School(Independent)Secondary2.0 km
Unisus Junior School(Independent)Elementary2.0 km
Trout Creek ElementaryElementary5.0 km
Naramata ElementaryElementary6.4 km
West Bench ElementaryElementary11.3 km
Queens Park ElementaryElementary12.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • The Beanery Cafe · 13016 Victoria Road North466 m
  • Sunflower Café · 13229 Victoria Road North636 m

Grocery (1)

  • Nesters Market · 13604 Victoria Road North743 m

Parks (5+)

  • Unnamed91 m
  • Memorial Park313 m
  • Summerland Museum Park437 m
  • Anglican Churchyard Cemetery & Park470 m
  • Dale Meadows Park509 m

Gyms (1)

  • Summerland Aquatic and Fitness Centre · 13205 Kelly Avenue546 m

Pharmacies (2)

  • Pharmasave478 m
  • Shoppers Drug Mart719 m

Banks & ATMs (1)

  • Cascadia Credit Union · 13601 Victoria Road North681 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($50,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$600,000.00
Periodic payment — Principal & Interest (monthly)$3,871.00
Additional monthly expenses (strata, tax, utilities, etc.)$414.76
Total monthly cost$4,285.76
Interest paid over 5-yr term$171,961.72
Balance at end of term$539,701.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$50,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.75

Cash Needed at Closing

Minimum down payment$50,000
Estimated BC PTT$13,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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