Property Type: Detached HouseOwnership: Freehold

11414 Adams Avenue

Summerland, BC V0H1Z2

$849,000

3 bed3.5 bath1 parking1,658 sqftBuilt 1993
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,192.78

Interior

Basement
Crawl space
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Vinyl siding
Pool
Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
2pc BathroomMain level
4pc BathroomMain level
3pc Ensuite bathMain level
BedroomMain level11'6'' x 8'10''
BedroomMain level10'0'' x 11'2''
Primary BedroomMain level12'9'' x 11'6''
Mud roomMain level6'3'' x 8'6''
Family roomMain level14'0'' x 16'0''
Dining nookMain level8'0'' x 9'1''
Dining roomMain level12'0'' x 8'0''
Living roomMain level18'3'' x 12'9''
KitchenMain level14'6'' x 8'9''

Listing Information

MLS®
10396620
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Parkside Realty · Data source: CREA DDF.

Description

Welcome to easy Summerland living. This beautifully maintained 3-bedroom, 2-bathroom rancher offers thoughtfully updated one-level living, just a short walk from downtown, schools, parks, and local sports fields. Inside, the inviting floor plan is designed for everyday living and effortless entertaining. The updated kitchen features quartz countertops, stainless steel appliances, and two-tone cabinetry. A gas fireplace creates a warm focal point in the family room, while sliding doors open to the backyard, seamlessly connecting indoor and outdoor living. The backyard is where this property truly shines. Whether you're enjoying a quiet morning coffee under the covered deck, hosting family and friends around the saltwater pool, or spending long summer evenings outdoors, this private, fully fenced space was designed to be enjoyed. Beautiful landscaping, multiple seating areas, generous patio space, and a detached storage shed complete this exceptional outdoor setting. Extensively updated over the past several years, improvements include a new pool liner, a high-efficiency furnace and central air conditioning, underground irrigation, motorized smart blinds with Wi-Fi and remote operation, complete replacement of Poly-B plumbing with PEX, select new windows, new eavestroughs, and updated concrete sidewalks and driveway. Move-in ready and meticulously cared for, this home offers the perfect balance of comfort, convenience, and the Okanagan lifestyle. (id:63159)

Values & Trends

This listing

$512/sqft

Building average

No other active listings in this building

Main Town average

$474/sqft

33 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland Montessori School(Independent)Elementary276 m
Summerland SecondaryK-12891 m
Unisus Senior School(Independent)Secondary1.8 km
Unisus Junior School(Independent)Elementary1.8 km
Trout Creek ElementaryElementary4.9 km
Naramata ElementaryElementary6.5 km
West Bench ElementaryElementary11.1 km
Queens Park ElementaryElementary12.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • The Beanery Cafe · 13016 Victoria Road North731 m

Parks (5+)

  • Reid Park320 m
  • Unnamed331 m
  • Dale Meadows Park344 m
  • Memorial Park592 m
  • Summerland Museum Park698 m

Pharmacies (1)

  • Pharmasave745 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (strata, tax, utilities, etc.)$432.40
Total monthly cost$4,814.37
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,067.90

Cash Needed at Closing

Minimum down payment$59,900
Estimated BC PTT$14,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information