Property Type: Detached HouseOwnership: Freehold

1016 EMSLIE Street

Kelowna, BC V1W0C3

$2,198,000

5 bed6.5 bath4 parking4,343 sqftBuilt 2023
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,567.91

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Other

Exterior & Lot

Exterior features
Stone, Other
View
City view, Lake view, Mountain view, Valley view, View (panoramic)

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomSecond level9'9'' x 5'3''
BedroomSecond level12'0'' x 11'4''
BedroomSecond level12'0'' x 11'4''
Full bathroomSecond level5'4'' x 10'6''
OtherSecond level15'1'' x 12'3''
Full ensuite bathroomMain level10'11'' x 11'0''
PantryMain level9'6'' x 5'0''
Primary BedroomMain level16'3'' x 14'11''
Dining roomMain level10'4'' x 12'0''
KitchenMain level15'6'' x 10'6''
Living roomMain level18'5'' x 17'1''
Laundry roomMain level5'6'' x 12'11''
Partial bathroomMain level5'10'' x 6'2''
DenMain level10'10'' x 10'10''
FoyerMain level9'1'' x 8'0''
Primary BedroomAdditional Accommodation10'5'' x 9'8''
Full bathroomAdditional Accommodation8'9'' x 8'4''
KitchenAdditional Accommodation21'2'' x 12'8''
BedroomLower level12'4'' x 12'7''
GymLower level11'10'' x 15'4''
OtherLower level8'3'' x 10'5''
Recreation roomLower level18'5'' x 27'6''
Wine CellarLower level5'10'' x 10'1''
Full bathroomLower level5'4'' x 11'8''

Listing Information

MLS®
10383477
Listed
April 15, 2026
Time on market
On the market for 138 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna - Stone Sisters · Data source: CREA DDF.

Description

Seller is willing to add a pool for you! This architectural masterpiece blends modern sophistication with timeless elegance, set high above the city for sweeping lake, valley & mountain views. Designed for both grand entertaining & intimate living, the main level flows from a dramatic 2-storey living room with marble fireplace to a chef’s kitchen with Fisher & Paykel appliances, waterfall-edge marble island, butler’s pantry & dining area opening to a covered deck. The primary suite is a private retreat with panoramic views, spa-inspired ensuite & boutique-style walk-in closet. A stylish den, powder room & mud/laundry complete this level. Upstairs offers two view bedrooms with walk-in closets & ensuites, plus a lounge with wet bar & sun deck leading to the rooftop patio. The lower level is an entertainer’s dream — recreation room, wet bar, glass-enclosed gym, wine room & walkout to a covered patio. A fully self contained 1-bedroom legal suite with private entry provides flexibility for guests or premium rental income. Throughout, luxury finishes — marble, custom millwork, Lutron lighting & accent stair lighting — create a cohesive, elevated style. This is Upper Mission living without compromise. (id:63159)

Values & Trends

This listing

$506/sqft

Building average

No other active listings in this building

Upper Mission average

$874/sqft

64 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Canyon Falls Middle SchoolMiddle567 m
Bellevue Creek ElementaryElementary1.9 km
Okanagan Mission SecondaryElementary2.2 km
Anne McClymont ElementaryElementary2.6 km
Lakeside School Kelowna(Independent)Elementary2.7 km
Chute Lake ElementaryElementary2.8 km
Dorothea Walker ElementaryElementary3.0 km
de l'Anse-au-sableK-124.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Save-On-Foods476 m

Parks (5+)

  • Hill Spring Park308 m
  • Kuipers' Peak Mountain Park477 m
  • Steele Road Recreation Corridor478 m
  • Jack Smith Lake Park620 m
  • Southridge Detention Pond632 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($439,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,758,400.00
Periodic payment — Principal & Interest (monthly)$11,344.60
Additional monthly expenses (strata, tax, utilities, etc.)$764.33
Total monthly cost$12,108.93
Interest paid over 5-yr term$503,962.49
Balance at end of term$1,581,686.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$439,600
Stress test qualifying rate8.09%
Payment you must qualify for$13,521.48

Cash Needed at Closing

Minimum down payment$439,600
Estimated BC PTT$43,940
Legal / closing costs (typical estimate)$1,500
Total cash needed$485,040

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information