Property Type: Detached HouseOwnership: Freehold

1086 Ferguson Court Lot# 56

Kelowna, BC V1W5H6

$2,195,000

4 bed5 full, 2 half bath2 parking3,908 sqftBuilt 2023
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,750.09

Interior

Heating
Heat Pump, Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Vinyl

Exterior & Lot

Exterior features
Stone, Stucco, Other

Building

Roof
Other, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomLower level13'7'' x 10'3''
Recreation roomLower level33'5'' x 13'2''
KitchenLower level8'6'' x 16'
DenLower level19'4'' x 16'
BedroomLower level12'3'' x 17'3''
BedroomLower level14'1'' x 10'9''
BedroomLower level14'8'' x 13'4''
4pc BathroomLower level10'3'' x 4'9''
4pc BathroomLower level4'9'' x 9'5''
3pc Ensuite bathLower level8'6'' x 4'9''
Primary BedroomMain level17'2'' x 13'4''
OfficeMain level15'7'' x 17'3''
Mud roomMain level11'3'' x 15'1''
Living roomMain level19'1'' x 13'3''
PantryMain level9'1'' x 8'4''
KitchenMain level19'1'' x 11'2''
FoyerMain level15'2'' x 10'9''
Dining roomMain level12'4'' x 17'4''
5pc Ensuite bathMain level12'4'' x 17'4''
2pc BathroomMain level6'1'' x 5'4''

Listing Information

MLS®
10376282
Listed
February 20, 2026
Time on market
On the market for 192 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Discover refined living in this beautifully crafted custom home, ideally located in the sought-after Trailhead at the Ponds Community. With four spacious bedrooms and a flexible den that can serve as a fifth bedroom, this home exudes exceptional quality throughout. Enjoy elegant touches like custom hickory Norelco cabinetry, top of the line Fisher & Paykel appliances, and a prep kitchen complete with a built in coffee maker. The centerpiece 10 foot waterfall island anchors the chef’s kitchen, making it perfect for cooking and entertaining. Step out onto the expansive covered deck to take in valley and lake views. The lower level impresses with a temperature controlled wine room, wet bar, space for a pool table, and direct access to a private putting green. The pool sized yard is ready for your dream pool or hot tub, with all services installed and wiring in place. A private one bedroom suite ensures guests or extended family enjoy both comfort and privacy. This remarkable home is a true showcase of thoughtful design and attention to detail. This is a must see with quick possession. NO GST! (id:63159)

Values & Trends

This listing

$562/sqft

Building average

No other active listings in this building

Upper Mission average

$873/sqft

64 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Canyon Falls Middle SchoolMiddle770 m
Bellevue Creek ElementaryElementary2.1 km
Okanagan Mission SecondaryElementary2.4 km
Chute Lake ElementaryElementary2.7 km
Anne McClymont ElementaryElementary2.8 km
Lakeside School Kelowna(Independent)Elementary2.9 km
Dorothea Walker ElementaryElementary3.2 km
de l'Anse-au-sableK-124.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Save-On-Foods672 m

Parks (5+)

  • Kuipers' Peak Mountain Park338 m
  • Hill Spring Park455 m
  • Jack Smith Lake Park531 m
  • Southridge Detention Pond701 m
  • Steele Road Recreation Corridor702 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($439,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,756,000.00
Periodic payment — Principal & Interest (monthly)$11,329.12
Additional monthly expenses (strata, tax, utilities, etc.)$840.84
Total monthly cost$12,169.96
Interest paid over 5-yr term$503,274.65
Balance at end of term$1,579,527.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$439,000
Stress test qualifying rate8.09%
Payment you must qualify for$13,503.03

Cash Needed at Closing

Minimum down payment$439,000
Estimated BC PTT$43,850
Legal / closing costs (typical estimate)$1,500
Total cash needed$484,350

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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