Property Type: Condo / ApartmentOwnership: Strata

102 4030 Borden St

Saanich, BC V8X2E9

$429,900

1 bed1 bath1 parking489 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
489 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$367/mo
Annual property tax
$2,215.54

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
Primary BedroomMain level10' x 9'
KitchenMain level11' x 12'
Living roomMain level12' x 12'
PatioMain level12' x 23'
EntranceMain level5' x 3'

Listing Information

MLS®
1044983
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

Welcome to Brix on Borden, one of the most sought-after addresses in the neighbourhood! This beautifully finished condo lives like a townhouse, with a walk-out to a LARGE PATIO that's perfect for entertaining or simply relaxing outdoors. Built in 2012, this home features many modern conveniences including its own EV charger and bike storage in its own secured underground parking stall. Inside you will find granite & quartz counters, striking Zebrawood cabinetry, wide plank laminate flooring, and stylish, glossy hardware & faucets throughout. The spacious kitchen boasts an island and oversized windows that flood the space with natural light. Enjoy the ease of in-suite laundry and a separate storage locker. BBQs are allowed, making the most of the outdoor space. This well-run strata is family and pet friendly, with beautifully maintained gardens throughout the complex. Location doesn't get much better — walk to shopping and restaurants, hop on a direct bus to UVic, or head straight out on nearby cycling routes. A rare combination of style, function, and unbeatable location. Don't miss this one! (id:63159)

Values & Trends

This listing

$879/sqft

Building average

No other active listings in this building

Lake Hill average

$731/sqft

2 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

20°C

Humidity 58%

Wind WSW 3 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Reynolds SecondaryElementary389 m
Lake Hill ElementaryElementary783 m
St Andrew's Regional High(Independent)Secondary963 m
St. Margaret's(Independent)K-12991 m
Braefoot ElementaryElementary1.2 km
Rogers ElementaryElementary1.5 km
Pacific Christian School(Independent)Elementary1.7 km
Cedar Hill MiddleElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • White Spot369 m
  • The Keg · 3940 Quadra Street649 m

Cafes (2)

  • Tim Hortons270 m
  • Starbucks303 m

Grocery (4)

  • Planet Organic Market293 m
  • Thrifty Foods Quadra · 3995 Quadra Street310 m
  • Jempoy's Lechon Victoria · 4087 Quadra Street776 m
  • Vicart · 4089 Quadra Street784 m

Parks (5+)

  • Camas Park374 m
  • Century Park475 m
  • McBriar Park · 1136 McBriar Avenue611 m
  • Annie Park637 m
  • Ambassador Park · 4130 Borden Street647 m

Shopping (1)

  • Saanich Centre289 m

Gyms (2)

  • Anytime Fitness271 m
  • Quadra Sports & Fitness · 3946 Quadra Street591 m

Pharmacies (1)

  • London Drugs220 m

Banks & ATMs (2)

  • TD341 m
  • Unnamed357 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$343,920.00
Periodic payment — Principal & Interest (monthly)$2,218.86
Additional monthly expenses (strata, tax, utilities, etc.)$575.63
Total monthly cost$2,794.48
Interest paid over 5-yr term$98,568.46
Balance at end of term$309,357.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,140.49

Cash Needed at Closing

Minimum down payment$21,495
Estimated BC PTT$6,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,593

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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