Property Type: Condo / ApartmentOwnership: Strata

403 1550 Church Ave

Saanich, BC V8P2H1

$459,000

1 bed1 bath1 parking489 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
489 square feet
Zoning
Commercial

C-2 General Commercial

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$318/mo
Annual property tax
$1,947.67

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level10'8 x 4'3
Living roomMain level10'3 x 5'5
Dining roomMain level10'3 x 7'11
KitchenMain level10'4 x 8'3
Laundry roomMain level3'7 x 7'5
EnsuiteMain level5'4 x 7'10
Primary BedroomMain level9'5 x 16'1

Listing Information

MLS®
1036318
Listed
June 4, 2026
Time on market
On the market for 88 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

TOP FLOOR OASIS WITH 12FT CEILINGS NEAR UVIC! Nestled in highly walkable Cedar Hill, this SOUTH-FACING, top-floor one-bedroom condo is perfect for students or pet owners. Top amenities are at your doorstep, including Fujiya, Fig, Urban Cup Cafe, Tuscany Village, and Shelbourne Plaza, with effortless transit to UVic and Camosun. The bright OPEN-CONCEPT LAYOUT boasts towering 12FT CEILINGS, modern laminate flooring, and massive banks of windows flooding the space with NATURAL LIGHT. Enjoy a functional TECH NOOK, in-suite laundry, and ample wall space for your art. The efficient kitchen features a PENINSULA BAR with a stylish hanging pot rack above the sink. The quiet bedroom shares the soaring ceilings and offers an ENSUITE BATHROOM. Step out onto your balcony to enjoy views of MT TOLMIE and year-round BBQS. Includes covered parking and bike storage. No size restrictions for dogs. Come have a look! (id:63159)

Values & Trends

This listing

$939/sqft

Building average

$767/sqft

2 active listing(s)

Cedar Hill average

$691/sqft

12 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

12°C

Humidity 89%

Wind NNW calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Doncaster ElementaryElementary538 m
Cedar Hill MiddleElementary639 m
Campus View ElementaryElementary1.1 km
St. Michaels University School(Independent)K-121.1 km
Braefoot ElementaryElementary1.3 km
Mount Douglas SecondarySecondary1.7 km
Lansdowne Middle SchoolMiddle1.8 km
Maria Montessori Academy(Independent)Elementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Fig Delicatessen · 1551 Cedar Hill Cross Road55 m
  • The Rack Bistro · 1550 Cedar Hill Cross Road135 m
  • Laila Laila Hotpot · 1546 Cedar Hill Cross Road139 m
  • Tropical Island · 3690 Shelbourne Street172 m
  • Fujiya · 3624 Shelbourne Street212 m

Cafes (5+)

  • Urban Cup · 3690 Shelbourne Street158 m
  • Ding Tea · 3749 Shelbourne Street221 m
  • Starbucks229 m
  • Phonomenal242 m
  • Tim Hortons · 3749 Shelbourne Street243 m

Grocery (3)

  • SaanniSunny Asian Market · 1551 Cedar Hill Cross Road64 m
  • Fairway Market Shelbourne Plaza · 3651 Shelbourne Street239 m
  • Bulk Barn · 3609 Shelbourne Street294 m

Parks (5+)

  • Gore-Peace Memorial Park125 m
  • Rendle Green390 m
  • Rowan Park400 m
  • Jennifer Park491 m
  • Horner Park555 m

Shopping (2)

  • Shelbourne Village Square · 3749 Shelbourne Street229 m
  • Shelbourne Plaza249 m

Pharmacies (1)

  • Heart Pharmacy IDA · 3643 Shelbourne Street246 m

Banks & ATMs (4)

  • Coast Capital Savings · 3750 Shelbourne Street151 m
  • TD · 3675 Shelbourne Street192 m
  • Vancity · 1590 Cedar Hill Cross Road215 m
  • BMO · 3616 Shelbourne Street245 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$367,200.00
Periodic payment — Principal & Interest (monthly)$2,369.05
Additional monthly expenses (strata, tax, utilities, etc.)$504.17
Total monthly cost$2,873.22
Interest paid over 5-yr term$105,240.58
Balance at end of term$330,297.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,353.07

Cash Needed at Closing

Minimum down payment$22,950
Estimated BC PTT$7,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,630

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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