Property Type: Condo / ApartmentOwnership: Strata

203 1580 Christmas Ave

Saanich, BC V8P2X2

$374,999

1 bed1 bath1 parking609 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
585 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$546/mo
Annual property tax
$1,866.2

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4'11 x 8'2
Living roomMain level11'4 x 14'11
KitchenMain level7'9 x 9'4
BedroomMain level9'11 x 12'0
BalconyMain level6'5 x 20'1

Listing Information

MLS®
1041243
Listed
July 14, 2026
Time on market
On the market for 48 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

MOVE-IN READY, PERFECTLY POSITIONED and a NEW ROOF PAID FOR! This beautifully updated 1-bedroom condo offers exceptional value in one of Saanich's most convenient locations. Freshly painted and featuring new flooring, updated kitchen appliances, plus a new toilet and vanity, this home feels clean, modern, and welcoming from the moment you step inside. The bright south-facing exposure fills the home with natural light throughout the day, creating a warm and inviting atmosphere you'll look forward to coming home to. Whether you're enjoying a quiet morning coffee in the sunshine or unwinding after a busy day, this home offers comfort, simplicity, and an easy lifestyle. Step outside onto your spacious deck featuring both covered and uncovered areas, allowing you to enjoy outdoor living in every season. Practical features include in-suite laundry, separate storage, and parking, providing the convenience and functionality buyers are looking for. Enjoy additional peace of mind knowing the building's new roof has already been paid for. The location is outstanding. Situated on major transit routes with quick access to Downtown Victoria, UVic, and Camosun College, you'll also appreciate being within walking distance of shopping, restaurants, cafés, parks, and everyday amenities. An excellent opportunity for first-time buyers, students, young professionals, investors, downsizers, or anyone seeking an updated, bright, and low-maintenance home in a highly desirable central location. (id:63159)

Values & Trends

This listing

$616/sqft

Building average

$524/sqft

1 active listing(s)

Mt Tolmie average

$518/sqft

8 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

67

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cedar Hill MiddleElementary532 m
Campus View ElementaryElementary815 m
Doncaster ElementaryElementary845 m
Braefoot ElementaryElementary1.2 km
St. Michaels University School(Independent)K-121.3 km
Mount Douglas SecondarySecondary1.4 km
Maria Montessori Academy(Independent)Elementary1.5 km
Lambrick Park SecondarySecondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Unnamed120 m
  • The Rack Bistro · 1550 Cedar Hill Cross Road193 m
  • Laila Laila Hotpot · 1546 Cedar Hill Cross Road200 m
  • Fig Delicatessen · 1551 Cedar Hill Cross Road265 m
  • Heart of Asia266 m

Cafes (5+)

  • Ding Tea · 3749 Shelbourne Street119 m
  • Noodle Box130 m
  • Phonomenal169 m
  • Tim Hortons · 3749 Shelbourne Street178 m
  • Starbucks298 m

Grocery (5+)

  • SaanniSunny Asian Market · 1551 Cedar Hill Cross Road252 m
  • Fairway Market Shelbourne Plaza · 3651 Shelbourne Street328 m
  • Bulk Barn · 3609 Shelbourne Street471 m
  • Fairway Market McKenzie · 1521 McKenzie Avenue586 m
  • Thrifty Foods · 1626 McKenzie Avenue655 m

Parks (5+)

  • Gore-Peace Memorial Park276 m
  • Rendle Green368 m
  • Horner Park394 m
  • Onyx Park522 m
  • Rowan Park671 m

Shopping (2)

  • Shelbourne Village Square · 3749 Shelbourne Street148 m
  • Shelbourne Plaza361 m

Pharmacies (2)

  • Heart Pharmacy IDA · 3643 Shelbourne Street377 m
  • Rexall706 m

Banks & ATMs (5+)

  • Coast Capital Savings · 3750 Shelbourne Street166 m
  • Vancity · 1590 Cedar Hill Cross Road210 m
  • TD · 3675 Shelbourne Street249 m
  • BMO · 3616 Shelbourne Street460 m
  • RBC663 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$299,999.00
Periodic payment — Principal & Interest (monthly)$1,935.49
Additional monthly expenses (strata, tax, utilities, etc.)$731.63
Total monthly cost$2,667.12
Interest paid over 5-yr term$85,980.58
Balance at end of term$269,850.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,739.43

Cash Needed at Closing

Minimum down payment$18,750
Estimated BC PTT$5,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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