Property Type: Detached HouseOwnership: FreeholdNEW LISTING

10511 Elliott Street

Summerland, BC V0H1Z2

$760,000

3 bed1 bath2 parking1,321 sqftBuilt 1925
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Property Details

Property & Lot

Sub-type
House
Style
Contemporary
Stories
2
Lot size
0.31 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,533.11

Interior

Basement
Partial
Heating
Forced air, See remarks
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Unknown, Decorative
Flooring
Concrete, Tile, Hardwood, Laminate

Exterior & Lot

Lot features
Level lot, See remarks
Fencing
Fence

Building

Foundation
Stone
Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
011-303-026

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomBasement20'6'' x 10'6''
Family roomBasement17'6'' x 13'10''
BedroomSecond level21'8'' x 16'10''
BedroomMain level9'8'' x 11'3''
Primary BedroomMain level11'3'' x 11'4''
4pc BathroomMain level7'9'' x 7'3''
FoyerMain level7'5'' x 26'1''
Dining roomMain level13'3'' x 13'6''
Living roomMain level15'8'' x 15'6''
KitchenMain level11'7'' x 10'3''

Listing Information

MLS®
10399193
Listed
August 31, 2026
Time on market
Listed today
Data last synced
September 1, 2026

Listing provided by: RE/MAX Orchard Country · Data source: CREA DDF.

Description

This charming character home in the heart of Summerland sits on a spacious fenced yard and offers 2 bedrooms on the main floor, a 4-piece bathroom, and an updated kitchen that maintains its original charm. Features include fir hardwood floors, a dining room, a living room with a beautiful stone fireplace, a covered front porch, and stacked laundry. Upstairs boasts a finished loft/bedroom space, while the partially finished basement includes full-size laundry. The large custom rear patio comes with a handcrafted gazebo, and the fully fenced backyard also has a 600+ sq ft heated garage with running water—perfect for projects or parking toys. Behind the detached shop is a separate gravel yard with space for an RV or extra storage. The property includes two driveways (one shared) and a separate shed. Located just steps from downtown, coffee shops, hardware stores, schools, the pool, library, and more. Measurements are from iGuide and should be verified by the buyer if important. (id:63159)

Values & Trends

This listing

$575/sqft

Building average

No other active listings in this building

Main Town average

$472/sqft

33 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland Montessori School(Independent)Elementary318 m
Summerland SecondaryK-12473 m
Unisus Senior School(Independent)Secondary2.3 km
Unisus Junior School(Independent)Elementary2.3 km
Trout Creek ElementaryElementary5.4 km
Naramata ElementaryElementary6.6 km
West Bench ElementaryElementary11.7 km
Queens Park ElementaryElementary13.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • The Beanery Cafe · 13016 Victoria Road North157 m
  • Sunflower Café · 13229 Victoria Road North345 m

Grocery (1)

  • Nesters Market · 13604 Victoria Road North440 m

Parks (5+)

  • Memorial Park172 m
  • Unnamed370 m
  • Unnamed392 m
  • Summerland Museum Park423 m
  • Anglican Churchyard Cemetery & Park531 m

Gyms (1)

  • Summerland Aquatic and Fitness Centre · 13205 Kelly Avenue384 m

Pharmacies (2)

  • Pharmasave425 m
  • Shoppers Drug Mart465 m

Banks & ATMs (1)

  • Cascadia Credit Union · 13601 Victoria Road North401 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($51,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$608,000.00
Periodic payment — Principal & Interest (monthly)$3,922.61
Additional monthly expenses (strata, tax, utilities, etc.)$360.43
Total monthly cost$4,283.04
Interest paid over 5-yr term$174,254.55
Balance at end of term$546,897.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$51,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,451.96

Cash Needed at Closing

Minimum down payment$51,000
Estimated BC PTT$13,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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