Property Type: TownhouseOwnership: Strata

103 21 Erie St

Victoria, BC V8V5A8

$1,299,000

3 bed2 bath2 parking1,617 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
1,786 square feet
Zoning
Residential

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$939/mo
Annual property tax
$6,474

Interior

Heating
Natural gas
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Ocean view

Parking

Total spaces
2 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EntranceSecond level
BedroomSecond level
EnsuiteSecond level4-Piece
Primary BedroomSecond level
BalconySecond level
BedroomMain level
BathroomMain level3-Piece
KitchenMain level
Dining roomMain level
Living roomMain level
PatioMain level

Listing Information

MLS®
1046911
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Newport Realty Ltd. · Data source: CREA DDF.

Description

Welcome to The Reef! This spacious and beautifully updated 3-bedroom townhome offers a striking modern industrial style just steps from Fisherman’s Wharf and the Dallas Rd waterfront. Recent upgrades include gorgeous white quartz countertops throughout the kitchen and bathrooms, creating a fresh, contemporary feel. The open-concept main level features soaring windows, wood floors, exposed concrete and piping, stainless steel appliances, gas range, cozy gas fireplace, flexible bedroom/den, 3-pc bath, ample storage and access to a large sunny patio. Upstairs are 2 generous bedrooms, including a bright and inviting primary retreat with its own gas fireplace, reading nook and private balcony overlooking the park. A standout feature is the TWO side-by-side parking stalls! Enjoy an exceptional lifestyle within easy walking or biking distance of the Inner Harbour, downtown Victoria, parks, restaurants and the waterfront. (id:63159)

Values & Trends

This listing

$803/sqft

Building average

No other active listings in this building

James Bay average

$666/sqft

11 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
James Bay CommunityElementary621 m
Pacific School of Innovation and Inquiry(Independent)Secondary1.3 km
South Park Family SchoolElementary1.4 km
Victoria West ElementaryElementary1.4 km
Victor-BrodeurK-121.7 km
BeausoleilElementary1.7 km
Ecole Macaulay ElementaryElementary1.7 km
Christ Church Cathedral School(Independent)Elementary/Middle1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Fish Store125 m
  • Barb's Fish & Chips136 m
  • Coco Grill146 m
  • Puerto Vallarta Amigos154 m
  • Pirate Pizza Company160 m

Cafes (2)

  • Coffeehouse at Shoal Point · 19 Dallas Road115 m
  • Nourish Kitchen & Cafe540 m

Parks (5+)

  • Fisherman's Wharf Park · 300 Saint Lawrence Street87 m
  • Todd Park · 100 Montreal Street433 m
  • Ernest Todd Playground · 111 Montreal Street462 m
  • Charles Redfern Park · 200 Quebec Street519 m
  • Macdonald Park · 212 Niagara Street529 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,200.00
Periodic payment — Principal & Interest (monthly)$6,704.57
Additional monthly expenses (strata, tax, utilities, etc.)$1,559.50
Total monthly cost$8,264.07
Interest paid over 5-yr term$297,837.71
Balance at end of term$934,763.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,182.21

Cash Needed at Closing

Minimum down payment$104,900
Estimated BC PTT$23,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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