Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

1035 Toovey Road

Kelowna, BC V1X6R2

$819,000

3 bed3.5 bath2,341 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.28 acres
Frontage
95 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,066.22

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown

Exterior & Lot

Exterior features
Wood, Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Carport, Additional Parking

Room Dimensions

RoomLevelDimensions
FoyerBasement11'11'' x 12'7''
Utility roomBasement5'7'' x 9'8''
4pc BathroomBasement5'3'' x 9'8''
BedroomBasement10'8'' x 10'10''
Family roomBasement12'11'' x 19'10''
Dining roomBasement8'4'' x 12'9''
KitchenBasement9'8'' x 17'1''
2pc Ensuite bathMain level5'1'' x 5'2''
4pc BathroomMain level7'6'' x 10'1''
Laundry roomMain level7'1'' x 10'1''
BedroomMain level10'8'' x 13'8''
Primary BedroomMain level13'8'' x 14'8''
Dining roomMain level11'1'' x 11'11''
Living roomMain level13'7'' x 19'9''
KitchenMain level9'1'' x 15'10''

Listing Information

MLS®
10398477
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: Stilhavn Real Estate Services · Data source: CREA DDF.

Description

Welcome to 1035 Toovey Road, an exceptional opportunity in Kelowna’s desirable Toovey Heights / Black Mountain area. Set in a quiet, established neighborhood, this property offers the ideal blend of privacy, convenience, and Okanagan lifestyle. The property offers excellent potential for those looking to settle into a sought-after hillside community known for its views, larger lots, and relaxed residential feel. Whether you are searching for a family home, an investment opportunity, or a property with room to personalize, 1035 Toovey Road presents a compelling option in one of Kelowna’s steadily growing areas. Enjoy peaceful surroundings with easy access to schools, parks, golf, hiking and biking trails, shopping, restaurants, and everyday amenities. Downtown Kelowna, Orchard Park, UBCO, YLW International Airport, and Big White access are all within comfortable reach, making this location attractive for families, professionals, and outdoor enthusiasts alike. A great to secure a home in a convenient, established neighborhood with strong long-term appeal. (id:63159)

Values & Trends

This listing

$350/sqft

Building average

No other active listings in this building

Black Mountain average

$411/sqft

48 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Black Mountain ElementaryElementary1.4 km
South Rutland ElementaryElementary1.8 km
Belgo Elementary SchoolElementary1.9 km
Okanagan Christian School(Independent)K-122.4 km
Quigley ElementaryElementary2.6 km
Rutland ElementaryElementary2.6 km
Rutland Senior SecondaryElementary2.7 km
Rutland Middle SchoolMiddle2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($56,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$655,200.00
Periodic payment — Principal & Interest (monthly)$4,227.13
Additional monthly expenses (strata, tax, utilities, etc.)$455.85
Total monthly cost$4,682.98
Interest paid over 5-yr term$187,782.20
Balance at end of term$589,354.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$56,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,860.28

Cash Needed at Closing

Minimum down payment$56,900
Estimated BC PTT$14,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$72,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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