Property Type: Detached HouseOwnership: FreeholdNEW LISTING

843 Lone Pine Drive

Kelowna, BC V1P1A1

$944,800

4 bed3 bath2 parking2,593 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Lot size
0.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,955.19

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Building

Roof
Asphalt shingle, Unknown
Water source
Irrigation District
Sewer
Municipal sewage system
Parcel ID (PID)
023-874-929

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomBasement10' x 13'10''
BedroomMain level10' x 10'3''
BedroomMain level10' x 10'
Full bathroomBasement
Full bathroomMain level
5pc Ensuite bathMain level
Primary BedroomMain level12' x 16'
Family roomMain level17' x 19'
Dining nookMain level9' x 9'
KitchenMain level11' x 12'
Dining roomMain level9' x 12'
Living roomMain level15'2'' x 10'10''

Listing Information

MLS®
10398975
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

**First time on the market!** This well-maintained 4-bedroom, 3-bathroom home in the desirable Black Mountain area offers beautiful lake views, thoughtful recent updates, and an exceptional outdoor oasis. A true gardener’s paradise, the private yard features a welcoming patio, lush landscaping, and a tranquil koi pond—perfect for relaxing, entertaining, and enjoying the peaceful surroundings. Inside, the spacious primary bedroom provides a peaceful retreat and features a luxurious 5-piece ensuite. The living room offers warmth and ambiance with a gas fireplace, while the home combines comfort and functionality throughout. Poly-B plumbing has been replaced, the furnace and A/C were upgraded in 2023, and the hot water tank was replaced in 2019. Enjoy stunning lake views, abundant outdoor space, and a private backyard designed for garden lovers, all complemented by the convenience of a double garage. A wonderful opportunity to own a beautifully maintained home in one of the area’s sought-after neighborhoods! (id:63159)

Values & Trends

This listing

$364/sqft

Building average

No other active listings in this building

Black Mountain average

$410/sqft

48 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Black Mountain ElementaryElementary1.6 km
South Rutland ElementaryElementary1.6 km
Belgo Elementary SchoolElementary1.9 km
Rutland ElementaryElementary2.4 km
Okanagan Christian School(Independent)K-122.4 km
Rutland Senior SecondaryElementary2.5 km
Quigley ElementaryElementary2.7 km
Rutland Middle SchoolMiddle2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,480) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$755,840.00
Periodic payment — Principal & Interest (monthly)$4,876.42
Additional monthly expenses (strata, tax, utilities, etc.)$542.93
Total monthly cost$5,419.36
Interest paid over 5-yr term$216,625.92
Balance at end of term$679,880.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,480
Stress test qualifying rate8.09%
Payment you must qualify for$6,730.90

Cash Needed at Closing

Minimum down payment$69,480
Estimated BC PTT$16,896
Legal / closing costs (typical estimate)$1,500
Total cash needed$87,876

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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