Property Type: TownhouseOwnership: Strata

104 2345 Cedar Hill Cross Rd

Oak Bay, BC V8P5M8

$1,075,000

2 bed2 bath1,633 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
2,363 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$778/mo
Annual property tax
$5,085.96

Interior

Heating
Forced air, Electric, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Features
Garage

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level10'4 x 13'9
BathroomMain level3-Piece
Laundry roomMain level6'5 x 5'3
EnsuiteMain level3-Piece
Primary BedroomMain level12'7 x 16'2
DenMain level12'3 x 12'3
Eating areaMain level9'1 x 8'9
KitchenMain level9'1 x 10'5
Dining roomMain level14'1 x 15'3
Living roomMain level16'3 x 15'3
EntranceMain level5'7 x 13'1

Listing Information

MLS®
1042630
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Welcome to Victoria’s most coveted gated community, Uplands Estates, set among tranquil ponds, fountains, and beautifully landscaped grounds. This move-in ready one-level home features a sunken living room and bright southern exposure from the living room, den, and primary bedroom, all overlooking the golf course for exceptional privacy and serenity. Enjoy natural light from skylights in the entry and breakfast nook, a cozy wood-burning fireplace, and the convenience of a second full bathroom. The spacious primary suite includes a walk-in closet and 3-piece ensuite. With two bedrooms and a well-maintained, secure setting, this home offers comfortable, peaceful living. Ideally located near walking trails, beaches, shopping, and everyday amenities, all just minutes away. (id:63159)

Values & Trends

This listing

$658/sqft

Building average

$607/sqft

4 active listing(s)

Henderson average

$754/sqft

13 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gonzales Point

15°C

Humidity 76%

Wind W 10 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,990

(2021 Census)

-0.6% since 2016

Density: 1,710.1/km²

Dwellings: 8,168

Median household income: $107,000

After-tax: $93,000

Immigrant population: 21.9%

Top countries of origin (% of total population)

  • United Kingdom7% · 1,265
  • United States of America2.9% · 515
  • China1.5% · 270
  • Germany0.9% · 155
  • South Africa, Republic of0.5% · 85
  • Netherlands0.4% · 80
  • Philippines0.4% · 75
  • Taiwan0.4% · 70

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank Hobbs ElementaryElementary1.1 km
Campus View ElementaryElementary1.5 km
St. Michaels University School(Independent)K-121.6 km
Arbutus Global Middle SchoolElementary1.6 km
Mount Douglas SecondarySecondary1.9 km
Artemis Place Secondary(Independent)Secondary2.0 km
Lansdowne Middle SchoolMiddle2.0 km
Maria Montessori Academy(Independent)Elementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Mac's799 m

Parks (5+)

  • Henderson Recreation Centre · 2291 Cedar Hill Cross Road301 m
  • Gyro-Henderson Park413 m
  • Unnamed548 m
  • Unnamed683 m
  • Costain Green693 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($82,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$860,000.00
Periodic payment — Principal & Interest (monthly)$5,548.43
Additional monthly expenses (strata, tax, utilities, etc.)$1,284.20
Total monthly cost$6,832.63
Interest paid over 5-yr term$246,478.47
Balance at end of term$773,572.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$82,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,631.98

Cash Needed at Closing

Minimum down payment$82,500
Estimated BC PTT$19,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$103,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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