Property Type: TownhouseOwnership: Strata

125 2345 Cedar Hill Cross Rd

Oak Bay, BC V8P5M8

$1,220,000

2 bed2 bath4 parking1,612 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Style
Westcoast, Other
Lot size
2,410 square feet
Zoning
Residential

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$778/mo
Annual property tax
$5,970.89

Interior

Heating
Baseboard heaters, Forced air, Wood
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Dryer

Exterior & Lot

Lot features
Central location, Park setting, Private setting, Southern exposure, Other, Marine Oriented, Gated community

Building

Parcel ID (PID)
000-120-731

Parking

Total spaces
4

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageMain level
WorkshopMain level
PatioMain level
PatioMain level
PatioMain level
PatioMain level
BathroomMain level4-Piece
Laundry roomMain level
EnsuiteMain level4-Piece
Primary BedroomMain level
BedroomMain level
Living roomMain level
Dining roomMain level
Dining nookMain level
KitchenMain level
EntranceMain level

Listing Information

MLS®
1046881
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
September 1, 2026

Listing provided by: Engel & Volkers Vancouver Island · Data source: CREA DDF.

Description

PREMIER LOCATION in prestigious Uplands Estates. Enjoy ONE LEVEL LIVING with unobstructed views of the tranquil pond, water feature, and Uplands Golf Course from this south-facing home. Thoughtfully designed with generous rooms and an excellent layout, it features a spacious primary suite with patio access, walk-in closet, & 4-piece ensuite. The bright sunken living room with cozy wood-burning fireplace, formal dining room, and kitchen with breakfast nook opening to the front porch create inviting spaces for everyday living and entertaining. Additional highlights include a large laundry room, double car garage (workshop currently in 1/2 of the garage space) and convenient visitor parking. The perfect palette to make your own. Walk to Henderson Rec Centre, UVIC, Mt. Tolmie, Uplands Golf Course, Victoria Yacht Club and Cadboro Bay Village. Located in a gated, secure adult-oriented community surrounded by ponds, fountains, and manicured gardens—peaceful, park-like living at its finest. (id:63159)

Values & Trends

This listing

$757/sqft

Building average

$582/sqft

4 active listing(s)

Henderson average

$746/sqft

13 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gonzales Point

15°C

Humidity 76%

Wind W 10 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,990

(2021 Census)

-0.6% since 2016

Density: 1,710.1/km²

Dwellings: 8,168

Median household income: $107,000

After-tax: $93,000

Immigrant population: 21.9%

Top countries of origin (% of total population)

  • United Kingdom7% · 1,265
  • United States of America2.9% · 515
  • China1.5% · 270
  • Germany0.9% · 155
  • South Africa, Republic of0.5% · 85
  • Netherlands0.4% · 80
  • Philippines0.4% · 75
  • Taiwan0.4% · 70

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank Hobbs ElementaryElementary1.2 km
Campus View ElementaryElementary1.4 km
St. Michaels University School(Independent)K-121.5 km
Arbutus Global Middle SchoolElementary1.7 km
Mount Douglas SecondarySecondary1.8 km
Artemis Place Secondary(Independent)Secondary1.9 km
Lansdowne Middle SchoolMiddle2.0 km
Maria Montessori Academy(Independent)Elementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Mac's777 m

Parks (5+)

  • Henderson Recreation Centre · 2291 Cedar Hill Cross Road204 m
  • Gyro-Henderson Park320 m
  • Unnamed639 m
  • Costain Green761 m
  • Unnamed777 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($97,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$976,000.00
Periodic payment — Principal & Interest (monthly)$6,296.82
Additional monthly expenses (strata, tax, utilities, etc.)$1,356.57
Total monthly cost$7,653.39
Interest paid over 5-yr term$279,724.41
Balance at end of term$877,915.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$97,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,635.48

Cash Needed at Closing

Minimum down payment$97,000
Estimated BC PTT$22,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$120,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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