Property Type: TownhouseOwnership: Strata

157 2345 Cedar Hill Cross Rd

Oak Bay, BC V8P5M8

$999,900

3 bed3 bath2 parking2,223 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
3,224 square feet
Zoning
Residential

RM-1LD

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$1,038/mo
Annual property tax
$5,626

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageLower level3'1 x 9'0
StorageLower level5'8 x 7'2
EnsuiteSecond level3-Piece
Primary BedroomSecond level14'6 x 16'0
BedroomSecond level10'2 x 10'9
BathroomSecond level3-Piece
Eating areaMain level5'0 x 7'11
KitchenMain level12'1 x 14'7
Dining roomMain level9'1 x 14'0
SunroomMain level8'9 x 13'7
BedroomMain level11'3 x 12'3
Living roomMain level16'4 x 23'3
BathroomMain level2-Piece
EntranceMain level4'10 x 11'8

Listing Information

MLS®
1042518
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

DESIRABLE & PRESTIGIOUS UPLANDS ESTATES! An exclusive, private & gated adult-oriented community situated in a masterfully landscaped, park-like setting complete w/water-features & a plethora of flowers & shrubs. Ideally located in one of the most sought-after communities on Southern Vancouver Island, this bright, spacious & lovingly maintained 3 bedroom, 3 bathroom townhouse enjoys a functional & thoughtful floor plan & an abundance of natural light thru a profusion of picture windows. Large kitchen w/island & plenty of cabinetry/counter space & eating area opening to private front balcony. Formal dining area is ideal for family dinners. Oversized living rm w/cozy fireplace & french door to balcony. Bedroom/den/office opens to enclosed sunroom. 2pc bathroom & laundry complete main lvl. Up: main bathroom & 2 more bedrooms (both w/their own private balconies) including primary suite w/walk-in closet & 3pc ensuite. Down: storage rm & attached DBL garage! Bonus: exterior storage rm too! (id:63159)

Values & Trends

This listing

$450/sqft

Building average

$659/sqft

4 active listing(s)

Henderson average

$770/sqft

13 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gonzales Point

15°C

Humidity 76%

Wind W 10 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,990

(2021 Census)

-0.6% since 2016

Density: 1,710.1/km²

Dwellings: 8,168

Median household income: $107,000

After-tax: $93,000

Immigrant population: 21.9%

Top countries of origin (% of total population)

  • United Kingdom7% · 1,265
  • United States of America2.9% · 515
  • China1.5% · 270
  • Germany0.9% · 155
  • South Africa, Republic of0.5% · 85
  • Netherlands0.4% · 80
  • Philippines0.4% · 75
  • Taiwan0.4% · 70

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank Hobbs ElementaryElementary1.2 km
Campus View ElementaryElementary1.4 km
St. Michaels University School(Independent)K-121.4 km
Arbutus Global Middle SchoolElementary1.7 km
Artemis Place Secondary(Independent)Secondary1.8 km
Mount Douglas SecondarySecondary1.8 km
Lansdowne Middle SchoolMiddle1.9 km
Maria Montessori Academy(Independent)Elementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Mac's789 m

Parks (4)

  • Henderson Recreation Centre · 2291 Cedar Hill Cross Road172 m
  • Gyro-Henderson Park292 m
  • Unnamed669 m
  • Costain Green778 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (strata, tax, utilities, etc.)$1,617.83
Total monthly cost$6,778.65
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.23

Cash Needed at Closing

Minimum down payment$74,990
Estimated BC PTT$17,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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