Property Type: TownhouseOwnership: Leasehold

104 RIVER GATE Drive

Kamloops, BC V2H0E4

$649,800

4 bed4.5 bath1 parking1,935 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Leasehold
Strata / maintenance fee
$335/mo
Annual property tax
$3,583.22

Interior

Heating
Forced air, Geothermal
Fireplace
None
Flooring
Mixed Flooring

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomBasement15'10'' x 11'8''
Utility roomBasement4'3'' x 7'10''
BedroomSecond level11'4'' x 10'0''
BedroomSecond level10'5'' x 9'11''
Primary BedroomSecond level11'8'' x 12'2''
Dining roomMain level10'0'' x 13'10''
KitchenMain level12'0'' x 14'0''
Living roomMain level14'9'' x 11'8''
OfficeMain level8'10'' x 8'8''
4pc Ensuite bathSecond level
4pc BathroomSecond level
2pc BathroomMain level
4pc BathroomBasement

Listing Information

MLS®
10395753
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty (Kamloops) · Data source: CREA DDF.

Description

Welcome to 104 River Gate Drive, perfectly designed for modern living and situated at the entrance to the award-winning Sun Rivers community. This stylish three-level townhome features 4 bedrooms, 4 bathrooms, and a single-car garage with a ground-level entry. The lower floor is wonderfully versatile, offering a full bedroom paired with its own dedicated bathroom with a private access to the backyard—ideal for a private guest suite, older teen, or home office space. On the main floor, enjoy a spacious open-concept layout featuring a bright living area, quartz-appointed kitchen designed for entertaining, and direct access to an outdoor area complete with a barbecue hookup. The top level houses three additional bedrooms, including a primary retreat complete with an expansive walk-in closet and a luxurious 4-piece ensuite. Finishing off the upper floor is another full bathroom and convenient top-floor laundry. Enjoy a low-maintenance, resort-style lifestyle just minutes from the Bighorn Golf & Country Club, Mason’s Kitchen, Sun Rivers Commons, and nearby shopping at Chief Louis Crossing. (id:63159)

Values & Trends

This listing

$336/sqft

Building average

No other active listings in this building

Sun Rivers average

$329/sqft

11 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sk'elep School of Excellence(Independent)Elementary408 m
Ralph Bell Elementary SchoolElementary1.1 km
Valleyview SecondarySecondary1.7 km
Ecole Lloyd George ElementaryElementary2.4 km
South Kamloops SecondarySecondary2.7 km
Kamloops School of the ArtsK-122.8 km
Marion Schilling ElementaryElementary2.8 km
First Baptist Classical Academy of Kamloops(Independent)K-122.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Pizza Hut · 1020 Talasa Way371 m
  • Wasabi Modern Kitchen · 1020 Talasa Way377 m
  • Yaki Joe's Gormet Pizza · 302 Yellowhead Highway480 m
  • Mason's · 1000 Clubhouse Drive499 m

Cafes (4)

  • Riverbrew Cafe · 1020 Talasa Way369 m
  • Tim Hortons418 m
  • Starbucks · 302 Southern Yellowhead Highway420 m
  • Starbucks466 m

Grocery (1)

  • Sweláps Market · 302 Southern Yellowhead Highway589 m

Pharmacies (1)

  • Chief Louis Pharmacy · 302 Yellowhead Highway497 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,840.00
Periodic payment — Principal & Interest (monthly)$3,353.83
Additional monthly expenses (strata, tax, utilities, etc.)$730.28
Total monthly cost$4,084.11
Interest paid over 5-yr term$148,987.64
Balance at end of term$467,597.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,980
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.30

Cash Needed at Closing

Minimum down payment$39,980
Estimated BC PTT$10,996
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,476

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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