Property Type: TownhouseOwnership: Strata

1041 Middleton Way Unit# 102

Vernon, BC V1B2N3

$384,900

3 bed2 bath0 parking1,791 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$847/mo
Annual property tax
$2,459.92

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Laminate, Linoleum, Vinyl

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
0 — covered indicated
Features
Carport, Oversize

Restrictions & Policies

Pets
Allowed, Restrictions apply, Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Recreation roomBasement11'4'' x 32'4''
OtherBasement10'2'' x 9'3''
3pc BathroomMain level9'7'' x 4'9''
3pc BathroomBasement9'6'' x 4'9''
Dining roomMain level11'7'' x 9'1''
Living roomMain level11'7'' x 12'0''
KitchenMain level10'6'' x 11'3''
BedroomBasement13'0'' x 10'3''
BedroomMain level9'10'' x 10'0''
Primary BedroomMain level12'11'' x 11'5''

Listing Information

MLS®
10384922
Listed
April 28, 2026
Time on market
On the market for 125 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Welcome to this family friendly~ bright and spacious 3-bedroom, 2 full bathroom townhouse in a highly convenient Vernon location! This level-entry rancher with full basement offers over 1790 sq ft of functional living space, ideal for families, first-time buyers, or investors. The main floor features an open-concept living and dining area filled with natural light, along with a well-appointed kitchen that all flows seamlessly to the rear patio through sliding glass doors - perfect for summer BBQs. The primary bedroom is located on the main level, along with a second bedroom and full bathroom. Downstairs, you’ll find a massive rec room with endless potential - home theatre, gym, games room, or all three?! Plus, a third bedroom and another full bathroom, making it a great setup for guests or teens. This home offers two levels for easy living, along with central A/C and forced air natural gas heating for year-round comfort. Located just minutes to downtown Vernon, 5 minutes to Kalamalka Lake, and only 20 minutes to Lumby, the area is both quiet and convenient, with schools and parks VERY close as well. No age restrictions and pet-friendly (with strata approval; dogs up to 20"" - no ""vicious"" breeds, sorry!). Covered carport parking included! Poly B has been removed. Strata fees include water, sewer, garbage, insurance, maintenance, snow removal, management, and contingency contributions. Book your showing now! This is great value! (id:63159)

Values & Trends

This listing

$215/sqft

Building average

$406/sqft

2 active listing(s)

Middleton Mountain Vernon average

$342/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Alternative Learning ProgramSecondary725 m
Vernon SecondaryElementary1.1 km
Hillview ElementaryElementary1.5 km
St James(Independent)Elementary1.8 km
Mission Hill ElementaryElementary2.1 km
Silver Star ElementaryElementary2.3 km
Ecole Beairsto ElementaryElementary2.3 km
Kidston ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed665 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$307,920.00
Periodic payment — Principal & Interest (monthly)$1,986.60
Additional monthly expenses (strata, tax, utilities, etc.)$1,141.84
Total monthly cost$3,128.44
Interest paid over 5-yr term$88,250.76
Balance at end of term$276,975.04

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,245
Stress test qualifying rate8.09%
Payment you must qualify for$2,811.76

Cash Needed at Closing

Minimum down payment$19,245
Estimated BC PTT$5,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,443

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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