Property Type: Detached HouseOwnership: Freehold

10411 Finch Pl

Sidney, BC V8L4P7

$899,000

2 bed2 bath4 parking1,175 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
House
Lot size
6,856 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,383.53

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Laundry roomMain level6' x 8'
BedroomMain level10' x 13'
EnsuiteMain level4-Piece
BathroomMain level4-Piece
Primary BedroomMain level12' x 14'
KitchenMain level10' x 15'
Dining roomMain level9' x 13'
Living roomMain level13' x 17'
EntranceMain level6' x 12'

Listing Information

MLS®
1047081
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

This beautiful 2-bedroom, 2-bathroom home offers 1,175 sq ft of thoughtfully designed one-level living, tucked away on a quiet cul-de-sac in Sidney by the Sea just steps to marinas, beach access, and dining, and minutes to the shops and services in the heart of Sidney. Inside, the home has been tastefully refreshed with a stunning kitchen featuring quartz countertops, custom cabinetry, stainless steel appliances including a gas range, and a generous island ideal for entertaining. The open layout flows into bright living and dining areas. Step outside to a spacious deck overlooking your private yard—perfect for summer BBQs or relaxing evenings. Hardwood flooring, modern lighting, fresh paint, and updated spa-inspired bathrooms complete this move-in-ready home. An exceptional opportunity in one of Sidney’s most desirable neighbourhoods—don’t miss it. (id:63159)

Values & Trends

This listing

$765/sqft

Building average

No other active listings in this building

Sidney North-East average

$669/sqft

10 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,318

(2021 Census)

+5.5% since 2016

Density: 2,410.6/km²

Dwellings: 6,321

Median household income: $77,000

After-tax: $68,500

Immigrant population: 22.7%

Top countries of origin (% of total population)

  • United Kingdom7.7% · 945
  • Philippines2.6% · 325
  • United States of America2.4% · 290
  • Germany1% · 120
  • Netherlands0.9% · 115
  • South Africa, Republic of0.5% · 65
  • India0.4% · 55
  • Portugal0.4% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
North Saanich Middle SchoolMiddle837 m
Parkland SecondarySecondary1.3 km
Sidney ElementaryElementary1.4 km
Deep Cove ElementaryElementary4.1 km
ḰELSET ElementaryElementary4.5 km
SD 63 Individual Learning CentreSecondary7.8 km
Stelly's SecondarySecondary9.9 km
Brentwood ElementaryElementary10.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed319 m

Parks (5+)

  • Resthaven Park · 10443 Resthaven Drive336 m
  • Rathdown Park · 2170 Calvin Avenue430 m
  • Resthaven Linear Park506 m
  • Beaver Park · 10300 Bowerbank Road528 m
  • Melville Park · 2023 Courser Drive534 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$424.29
Total monthly cost$5,064.33
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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