Property Type: Detached HouseOwnership: Freehold

1252 Isabella Point Rd

Salt Spring, BC V8K2T9

$949,000

2 bed1 bath4 parking1,315 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Lot size
3.56 acres
Zoning
Residential

rural

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,901

Interior

Heating
Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
PorchLower level
EntranceMain level
Laundry roomLower level
WorkshopLower level14'
Dining roomMain level
BedroomMain level15'0 x 8'6
BathroomMain level4-Piece
Primary BedroomLower level
KitchenMain level
Living roomMain level16'

Listing Information

MLS®
1037142
Listed
May 23, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Salt Spring · Data source: CREA DDF.

Description

South End Privacy. Three and a half acres south facing property with 1,315 square foot two bedroom quality built home plus large workshop with 200 amp service and RV storage building. The home boosts lots of Millard windows, wood and tile floors. open plan living. There is a deer fenced yard, veggie garden, fruit trees, fig, plum apples, blueberries and more. The lower part of the property has easy access to Isabella Point Road with large trees and flat areas for more building gardens etc. Because this property is over three acres, one could build a guest cottage, studio and other building. (id:63159)

Values & Trends

This listing

$722/sqft

Building average

No other active listings in this building

Salt Spring average

$760/sqft

81 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Deep Cove ElementaryElementary5.5 km
Parkland SecondarySecondary6.7 km
North Saanich Middle SchoolMiddle7.3 km
Sidney ElementaryElementary9.0 km
George Bonner ElementaryElementary11.2 km
Ecole Cobble Hill ElementaryElementary11.4 km
ḰELSET ElementaryElementary11.5 km
Brentwood College(Independent)Secondary11.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$391.08
Total monthly cost$5,289.18
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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