10490 PINECREST Road
Vernon, BC V1H2B1
$120,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.27 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $440.28
Interior
- Fireplace
- None
Exterior & Lot
- View
- Lake view, Mountain view
Listing Information
- MLS®
- 10366560
- Listed
- October 24, 2025
- Time on market
- On the market for 311 days
- Data last synced
- August 28, 2026
Listing provided by: Fair Realty (Kelowna) · Data source: CREA DDF.
Description
Lake and Mountain View Lot Details This magnificent quarter-acre lot offers breathtaking views of both the lake and surrounding mountains, providing an ideal setting to build your dream home. The lot’s unique layout allows access from both the top and the bottom, making a level-entry rancher the perfect design choice. Additionally, the lower side of the property would be well-suited for ample parking, with the possibility of constructing a separate garage for added convenience. Location and Amenities Situated just a short walk from beach access on the Westside of Okanagan Lake, this location is perfect for outdoor enthusiasts. The area features extensive backcountry trails, ideal for activities such as ATVing, hiking, and sledding. For everyday needs, the La Casa General Store is conveniently located only ten minutes away. Shopping options are also within easy reach, with Vernon approximately 32 minutes away and Kelowna about 46 minutes from the property. Services and Utilities The lot is serviced by municipal water, and both water and electricity are available at the lot line. Please note that a septic system will be required for this property, and gas service is not available in the area. For more detailed information, please refer to the listing brochure. (id:63159)
Location Insights
Weather
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Landing Elementary | Elementary | 8.6 km |
| Ellison Elementary | Elementary | 11.0 km |
| Clarence Fulton Secondary | Elementary | 11.3 km |
| Mission Hill Elementary | Elementary | 13.3 km |
| Oyama Traditional School | Elementary | 13.8 km |
| Alexis Park Elementary | Elementary | 14.4 km |
| Kidston Elementary | Elementary | 14.5 km |
| St James(Independent) | Elementary | 14.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($6,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.