Property Type: Land / LotOwnership: FreeholdNEW LISTING

10345 COLUMBIA Way

Vernon, BC V1H2B5

$119,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.35 acres
Frontage
110 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$605

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10398828
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Fantastic view lot at Westshore Estates, 30 min from Vernon and 45 minutes to Kelowna on Westside Road. Build your dream home on this .35 acre lot overlooking the renowned Okanagan Lake and stunning mountains. Lake access and public boat launch at Killiney Beach Park or Fintry Provincial Park only minutes away! NO DESIGN GUIDELINES OR TIMELINES (id:63159)

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary9.0 km
Ellison ElementaryElementary11.5 km
Clarence Fulton SecondaryElementary11.8 km
Oyama Traditional SchoolElementary13.5 km
Mission Hill ElementaryElementary13.7 km
Kidston ElementaryElementary14.7 km
Alexis Park ElementaryElementary14.8 km
St James(Independent)Elementary15.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($5,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$95,920.00
Periodic payment — Principal & Interest (monthly)$618.84
Additional monthly expenses (strata, tax, utilities, etc.)$50.42
Total monthly cost$669.26
Interest paid over 5-yr term$27,490.95
Balance at end of term$86,280.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$5,995
Stress test qualifying rate8.09%
Payment you must qualify for$875.89

Cash Needed at Closing

Minimum down payment$5,995
Estimated BC PTT$1,199
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,694

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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