Property Type: Land / LotOwnership: Freehold

358 Mountain Drive

Vernon, BC V1M2B4

$135,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.6 acres
Frontage
130 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$626.77

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)

Listing Information

MLS®
10375046
Listed
February 5, 2026
Time on market
On the market for 207 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Westshore Estates is a community roughly 35 min from Vernon on the Westside of Okanagan Lake. A great family friendly area that is lush with all that nature can give the enthusiast who wishes to live quietly. A large sloped lot that has loads of potential. The residents of Westshore Estates have the ability to use the Killiney Beach boat launch and swimming area complete with picnic tables for the family to enjoy. Fintry Falls and Campground and well as the Evely Campground is also near by for camping excursions. No time line to build. Call today for more information (id:63159)

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary8.9 km
Ellison ElementaryElementary11.3 km
Clarence Fulton SecondaryElementary11.6 km
Mission Hill ElementaryElementary13.6 km
Oyama Traditional SchoolElementary14.1 km
Alexis Park ElementaryElementary14.6 km
Kidston ElementaryElementary14.8 km
St James(Independent)Elementary14.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$108,000.00
Periodic payment — Principal & Interest (monthly)$696.78
Additional monthly expenses (strata, tax, utilities, etc.)$52.23
Total monthly cost$749.01
Interest paid over 5-yr term$30,953.11
Balance at end of term$97,146.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,750
Stress test qualifying rate8.09%
Payment you must qualify for$986.20

Cash Needed at Closing

Minimum down payment$6,750
Estimated BC PTT$1,350
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,600

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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