Property Type: Detached HouseOwnership: Freehold

105 Byron Rd

Salt Spring, BC V8K1C8

$979,000

4 bed2 bath4 parking2,244 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Lot size
1 acres
Zoning
Rural residential

R

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,326.14

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BedroomMain level
BedroomMain level
OfficeMain level
Laundry roomMain level
BedroomMain level
BathroomSecond level4-Piece
BathroomMain level4-Piece
Primary BedroomSecond level
KitchenMain level
Dining roomMain level
Living roomMain level

Listing Information

MLS®
1037997
Listed
May 31, 2026
Time on market
On the market for 92 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Duncan Realty Salt Spring Island · Data source: CREA DDF.

Description

Welcome to a warm, sun-filled home that embraces the best of country living. Sitting on a quiet one-acre lot, this cozy 1936 sq. ft. south-facing, 4-bedroom, 2-bathroom home is defined by its peaceful pastoral views and abundant sunshine. Enter through the peaceful garden area with water features and where you will find the relaxing hot tub. Inside, the practical layout is inviting and highly adaptable, offering a comfortable flow for everyday family life and the potential to host a welcoming Bed & Breakfast. Just a few steps from the main house, a detached 300 sq. ft. studio provides a quiet, flexible space for a home office, art projects, or favorite hobbies. Additional separate water tanks for both rainwater and well water provides ample storage for gardening or high-demand days. There is parking for 4 and space to store a RV. It is a simple, comforting retreat with plenty of room to breathe and enjoy island life. (id:63159)

Values & Trends

This listing

$436/sqft

Building average

No other active listings in this building

Salt Spring average

$764/sqft

81 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Fernwood ElementaryElementary1.4 km
Phoenix PlaceSecondary7.2 km
Gulf Islands SecondarySecondary7.2 km
Salt Spring ElementaryElementary7.5 km
Crofton Elementary Community SchoolElementary8.6 km
Chemainus SecondaryK-1212.4 km
Chemainus Elementary Community SchoolElementary13.0 km
Thetis Island ElementaryElementary13.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($72,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$783,200.00
Periodic payment — Principal & Interest (monthly)$5,052.94
Additional monthly expenses (strata, tax, utilities, etc.)$389.18
Total monthly cost$5,442.12
Interest paid over 5-yr term$224,467.37
Balance at end of term$704,490.93

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$72,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,967.59

Cash Needed at Closing

Minimum down payment$72,900
Estimated BC PTT$17,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$91,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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