Property Type: Detached HouseOwnership: Freehold

2083 North End Rd

Salt Spring, BC V8K1E1

$1,175,000

3 bed3 bath4 parking2,229 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Lot size
1.39 acres
Zoning
Rural residential

Rural

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,400

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Propane, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (3)

Exterior & Lot

View
Mountain view

Parking

Total spaces
4 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
BedroomSecond level
BathroomSecond level3-Piece
KitchenSecond level
Dining roomSecond level
Living roomSecond level
PorchMain level
WorkshopMain level
Laundry roomMain level
OtherMain level
BathroomAdditional AccommodationX
BedroomMain level
BathroomAdditional AccommodationX
Primary BedroomMain level
Family roomMain level

Listing Information

MLS®
1044619
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

OPPORTUNITY KNOCKS. Beautifully updated home offers refined Salt Spring Island living with separate, established B&B business, complete with dedicated website that generates considerable income. Set on 1.39 private acres with pastoral views toward Galiano Island, this exceptional property blends luxury lifestyle with entrepreneurial opportunity. Vaulted wood ceilings, propane & wood fireplaces, and expansive wraparound decks create a warm west coast atmosphere ideal for entertaining & relaxation. Each bedroom in the main home features its own ensuite, perfect for family and guests. Thoughtful upgrades include heat pump, updated appliances, & quality finishes throughout. Detached self-contained 512 sq. ft. studio hosts the B&B business. Sellers will include the website, future bookings and all furnishings/decor in studio for turnkey revenue. Separate-access workshop, irrigation, established gardens, and curated food production areas complete this peaceful and profitable island retreat. (id:63159)

Values & Trends

This listing

$527/sqft

Building average

No other active listings in this building

Salt Spring average

$763/sqft

81 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Fernwood ElementaryElementary1.8 km
Phoenix PlaceSecondary7.9 km
Gulf Islands SecondarySecondary7.9 km
Salt Spring ElementaryElementary8.1 km
Crofton Elementary Community SchoolElementary9.0 km
Chemainus SecondaryK-1212.3 km
Chemainus Elementary Community SchoolElementary12.9 km
Thetis Island ElementaryElementary13.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($92,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$940,000.00
Periodic payment — Principal & Interest (monthly)$6,064.56
Additional monthly expenses (strata, tax, utilities, etc.)$561.00
Total monthly cost$6,625.56
Interest paid over 5-yr term$269,406.70
Balance at end of term$845,533.04

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$92,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,324.05

Cash Needed at Closing

Minimum down payment$92,500
Estimated BC PTT$21,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$115,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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