Property Type: Detached HouseOwnership: Freehold

1671 North Beach Rd

Salt Spring, BC V8K1A8

$919,900

3 bed2 bath3 parking2,281 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Lot size
0.57 acres
Zoning
Rural residential

R

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,179

Interior

Heating
Baseboard heaters, Electric, Propane
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
StorageMain level12' x 7'
Dining nookMain level12' x 15'
StudioMain level18' x 17'
Living roomAdditional Accommodation11' x 13'
BedroomSecond level9' x 11'
BedroomSecond level11' x 11'
BathroomSecond level3-Piece
BathroomMain level3-Piece
Primary BedroomSecond level13' x 19'
KitchenMain level9' x 12'
Dining roomMain level14' x 13'
Living roomMain level15' x 13'
EntranceMain level12' x 7'

Listing Information

MLS®
1032427
Listed
April 22, 2026
Time on market
On the market for 131 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Live the Salt Spring Island life you’ve been dreaming of at 1671 North Beach Road. This bright and welcoming West Coast home is all about comfort, location, and views - featuring vaulted ceilings and tons of windows that drench the interior in natural light. You’ll love the easy flow from the inside to the beautiful outdoors, where you can catch glimpses of the Trincomali Channel, Galiano Island and Mainland mountains. The heart of the home is a big, friendly kitchen and an open living room with a cozy propane fireplace. With 3 bedrooms and a separate studio on the main floor, there is plenty of room for guests or a home office. Plus, there’s a detached 400 sq. ft. garage. Outside, the yard is a private paradise with a large east-facing deck, hot tub, and greenhouse. Best of all, you are just a short walk to the beach and a quick bike ride to the Fernwood Dock for coffee at the café or a day out on the boat. It’s the perfect spot to slow down & enjoy the best of the island. Call today! (id:63159)

Values & Trends

This listing

$403/sqft

Building average

No other active listings in this building

Salt Spring average

$764/sqft

81 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Fernwood ElementaryElementary2.5 km
Phoenix PlaceSecondary8.7 km
Gulf Islands SecondarySecondary8.7 km
Salt Spring ElementaryElementary8.9 km
Crofton Elementary Community SchoolElementary9.3 km
Chemainus SecondaryK-1211.9 km
Chemainus Elementary Community SchoolElementary12.4 km
Thetis Island ElementaryElementary12.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($66,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$735,920.00
Periodic payment — Principal & Interest (monthly)$4,747.91
Additional monthly expenses (strata, tax, utilities, etc.)$462.25
Total monthly cost$5,210.16
Interest paid over 5-yr term$210,916.79
Balance at end of term$661,962.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$66,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,558.58

Cash Needed at Closing

Minimum down payment$66,990
Estimated BC PTT$16,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$84,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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