Property Type: Detached HouseOwnership: Freehold

1050 Deal St

Oak Bay, BC V8S5G5

$1,630,000

3 bed1 bath1,828 sqftBuilt 1922
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Property Details

Property & Lot

Sub-type
House
Lot size
7,200 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,936

Interior

Heating
Oil, Hot Water
Cooling / A/C
None
Fireplace
Yes (1)

Building

Parcel ID (PID)
007-823-592

Parking

Features
Street

Room Dimensions

RoomLevelDimensions
PorchMain level7'4
BedroomOther11'3 x 16'7
StorageLower level12'8 x 28'9
StorageLower level12'7 x 28'10
OfficeLower level6'5
Recreation roomLower level
BalconyMain level6'5
BathroomMain level9'2 x 8'9
BedroomMain level13'9 x 8'10
Primary BedroomMain level15'9
KitchenMain level10'7 x 12'2
Dining roomMain level13'5 x 11'6
Living roomMain level13'6 x 17'5
EntranceMain level8'6 x 8'3

Listing Information

MLS®
1047320
Listed
August 20, 2026
Time on market
On the market for 11 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage Coast Capital - Oak Bay · Data source: CREA DDF.

Description

Located a block away from beaches, this South Oak Bay character house on a 7200sqft lot (60x120) is ready for new owners. Many updates over the years provides a move-in ready home in a safe, private, quiet, & vibrant community that is one of the most sought after places to live in Canada. You'll love the character on the bright main level. Part of basement has been finished as a rec room, as well as an extra den/office/bedroom space while the rest can be used for storage or other creative ideas. Detached garage provides finished space for an office, gym, studio, or bedroom. Other features include hardwood floors, quartz countertops, Fisher Paykel appliance, & Hunter Douglas blinds. The front yard is very spacious and ripe for your ideas, while the backyard that backs onto a quiet alley faces south west for great afternoon/evening sun. Walking distance to several beaches, the Oak Bay Marina, Victoria Golf Course, Windsor Park, Parachute ice cream, & the Oak Bay Beach hotel restaurants. (id:63159)

Values & Trends

This listing

$892/sqft

Building average

No other active listings in this building

South Oak Bay average

$907/sqft

23 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gonzales Point

15°C

Humidity 76%

Wind W 10 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,990

(2021 Census)

-0.6% since 2016

Density: 1,710.1/km²

Dwellings: 8,168

Median household income: $107,000

After-tax: $93,000

Immigrant population: 21.9%

Top countries of origin (% of total population)

  • United Kingdom7% · 1,265
  • United States of America2.9% · 515
  • China1.5% · 270
  • Germany0.9% · 155
  • South Africa, Republic of0.5% · 85
  • Netherlands0.4% · 80
  • Philippines0.4% · 75
  • Taiwan0.4% · 70

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Monterey Middle SchoolElementary962 m
Oak Bay SecondarySecondary1.5 km
Ecole Willows ElementaryElementary1.7 km
St Patrick's School(Independent)Elementary2.1 km
Glenlyon Norfolk School(Independent)K-122.1 km
Sundance-Bank ElementaryElementary2.1 km
Margaret Jenkins ElementaryElementary2.1 km
Victor SchoolK-122.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (3)

  • FARO222 m
  • Oak Bay Marina Coffee House336 m
  • Windsor Cafe · 2540 Windsor Road425 m

Parks (5+)

  • Marina Park134 m
  • Native Plant Garden173 m
  • Windsor Park · 2451 Windsor Road380 m
  • Queen’s Park387 m
  • Haynes Park · 1499 Beach Drive676 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($326,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,304,000.00
Periodic payment — Principal & Interest (monthly)$8,412.97
Additional monthly expenses (strata, tax, utilities, etc.)$835.67
Total monthly cost$9,248.63
Interest paid over 5-yr term$373,730.15
Balance at end of term$1,172,952.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$326,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,027.30

Cash Needed at Closing

Minimum down payment$326,000
Estimated BC PTT$30,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$358,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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