Property Type: Detached HouseOwnership: Freehold

1376 Oliver St

Oak Bay, BC V8S4W9

$1,599,900

3 bed2 bath4 parking1,887 sqftBuilt 1987
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Property Details

Property & Lot

Sub-type
House
Lot size
6,897 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,063

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Attic (finished)Second level11' x 17'
Living roomAdditional Accommodation12' x 10'
Laundry roomMain level13' x 5'
BedroomMain level12' x 11'
BathroomMain level4-Piece
BathroomMain level10'5 x 7'8
Primary BedroomMain level14'8 x 13'4
BedroomMain level11' x 12'
Eating areaMain level9' x 12'
KitchenMain level10' x 12'
Dining roomMain level11' x 12'
Living roomMain level14' x 20'

Listing Information

MLS®
1042149
Listed
August 10, 2026
Time on market
On the market for 21 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

DOWNSIZE AND STAY IN OAK BAY! A large RANCHER plus incredible walkability to Oak Bay Ave is a rare combination! Built in 1987, the home is perfect if you are looking for >1700sqft of one-level living and accessibility plus an added bonus of even more space up in a bright loft/flex room attached to a huge unfinished attic space. Just one look at the floor plans makes it easy to imagine the potential of this property. Plenty of room for guests, an artist's studio, home office or whatever your heart desires. This home is a blank slate in a picturesque part of South Oak Bay where you can wake up and walk in a new direction every day with quick access to McNeill Bay, Willows Beach, Windsor Park, Victoria Golf Course, de'lish Cafe and Liv Bistro. A double attached garage and sunny FLAT west-facing backyard make this a must see. (id:63159)

Values & Trends

This listing

$848/sqft

Building average

No other active listings in this building

South Oak Bay average

$909/sqft

23 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gonzales Point

15°C

Humidity 79%

Wind N calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,990

(2021 Census)

-0.6% since 2016

Density: 1,710.1/km²

Dwellings: 8,168

Median household income: $107,000

After-tax: $93,000

Immigrant population: 21.9%

Top countries of origin (% of total population)

  • United Kingdom7% · 1,265
  • United States of America2.9% · 515
  • China1.5% · 270
  • Germany0.9% · 155
  • South Africa, Republic of0.5% · 85
  • Netherlands0.4% · 80
  • Philippines0.4% · 75
  • Taiwan0.4% · 70

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Oak Bay SecondarySecondary696 m
Monterey Middle SchoolElementary762 m
Sundance-Bank ElementaryElementary1.2 km
St Patrick's School(Independent)Elementary1.2 km
Ecole Willows ElementaryElementary1.2 km
Glenlyon Norfolk School(Independent)K-121.4 km
Margaret Jenkins ElementaryElementary1.6 km
Victor SchoolK-122.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Oaks Restaurant · 2250 Oak Bay Avenue192 m
  • Bon Sushi · 1467 Hampshire Road214 m
  • Kissako Sushi · 2027 Oak Bay Avenue623 m
  • Oak Bay Seafood · 2024 Oak Bay Avenue638 m
  • Tapas on Oak · 2006 Oak Bay Avenue684 m

Cafes (5+)

  • Ottavio · 2272 Oak Bay Avenue186 m
  • Hide & Seek Coffee · 2207 Oak Bay Avenue226 m
  • Starbucks291 m
  • Windsor Cafe · 2540 Windsor Road496 m
  • Marcelo’s Coffee Shop · 2060 Oak Bay Avenue526 m

Grocery (1)

  • Fairway Market Athlone Court · 2187 Oak Bay Avenue275 m

Parks (5+)

  • Cochrane's Common279 m
  • Haynes Park · 1499 Beach Drive474 m
  • Firefighter's Park537 m
  • Windsor Park · 2451 Windsor Road563 m
  • Bowker Creek Walkway593 m

Gyms (1)

  • Spinco Oak Bay · 2005 Oak Bay Avenue681 m

Pharmacies (2)

  • Fort Royal Pharmacy · 2217 Oak Bay Avenue212 m
  • Pharmasave · 2200 Oak Bay Avenue262 m

Banks & ATMs (5+)

  • RBC · 2255 Oak Bay Avenue161 m
  • BMO · 2219 Oak Bay Avenue204 m
  • CIBC · 2224 Oak Bay Avenue229 m
  • Unnamed250 m
  • TD253 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($319,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,279,920.00
Periodic payment — Principal & Interest (monthly)$8,257.61
Additional monthly expenses (strata, tax, utilities, etc.)$849.25
Total monthly cost$9,106.86
Interest paid over 5-yr term$366,828.75
Balance at end of term$1,151,292.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$319,980
Stress test qualifying rate8.09%
Payment you must qualify for$9,842.14

Cash Needed at Closing

Minimum down payment$319,980
Estimated BC PTT$29,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$351,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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