Property Type: Detached HouseOwnership: Freehold

1697 Yale St

Oak Bay, BC V8R5N5

$1,475,000

3 bed2 bath1 parking1,266 sqftBuilt 1953
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Property Details

Property & Lot

Sub-type
House
Lot size
7,260 square feet
Zoning
Residential

R-5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,737.03

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Parking

Total spaces
1 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
WorkshopMain level
Laundry roomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
BedroomMain level
BathroomMain level4-Piece
EnsuiteMain level3-Piece
Primary BedroomMain level
BedroomMain level
EntranceMain level

Listing Information

MLS®
1041393
Listed
June 29, 2026
Time on market
On the market for 63 days
Data last synced
August 28, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

Location, lifestyle, and charm—this is easy Oak Bay living at its best. Welcome to a beautifully updated 3-bedroom, 2-bath home with an inviting ensuite and the comfort of single-floor living throughout. Enjoy effortless access to Oak Bay Village, with shops, dining, and everyday conveniences just steps away—plus the beach is nearby for that classic coastal lifestyle. Inside, you’ll appreciate the home’s natural flow, bright living spaces, and a spacious laundry room, complemented by thoughtful modern upgrades that make daily life simple—and entertaining seamless. Step outside to a tranquil garden designed for year-round relaxation, whether you’re enjoying quiet afternoons or hosting friends. Ideally suited for downsizers, professionals, or a small family seeking a polished, low-stress place to call home. (id:63159)

Values & Trends

This listing

$1,165/sqft

Building average

No other active listings in this building

North Oak Bay average

$817/sqft

3 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gonzales Point

15°C

Humidity 76%

Wind W 10 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,990

(2021 Census)

-0.6% since 2016

Density: 1,710.1/km²

Dwellings: 8,168

Median household income: $107,000

After-tax: $93,000

Immigrant population: 21.9%

Top countries of origin (% of total population)

  • United Kingdom7% · 1,265
  • United States of America2.9% · 515
  • China1.5% · 270
  • Germany0.9% · 155
  • South Africa, Republic of0.5% · 85
  • Netherlands0.4% · 80
  • Philippines0.4% · 75
  • Taiwan0.4% · 70

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Oak Bay SecondarySecondary146 m
St Patrick's School(Independent)Elementary617 m
Sundance-Bank ElementaryElementary814 m
Ecole Willows ElementaryElementary901 m
Monterey Middle SchoolElementary1.3 km
Glenlyon Norfolk School(Independent)K-121.4 km
Victor SchoolK-121.5 km
Margaret Jenkins ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Bon Sushi · 1467 Hampshire Road375 m
  • The Oaks Restaurant · 2250 Oak Bay Avenue382 m
  • Oak Bay Seafood · 2024 Oak Bay Avenue402 m
  • Kissako Sushi · 2027 Oak Bay Avenue443 m
  • Tapas on Oak · 2006 Oak Bay Avenue454 m

Cafes (5+)

  • Starbucks301 m
  • Marcelo’s Coffee Shop · 2060 Oak Bay Avenue342 m
  • Hide & Seek Coffee · 2207 Oak Bay Avenue351 m
  • Ottavio · 2272 Oak Bay Avenue414 m
  • Tim Hortons467 m

Grocery (2)

  • Fairway Market Athlone Court · 2187 Oak Bay Avenue331 m
  • Save-On-Foods · 1950 Foul Bay Road494 m

Parks (5+)

  • Bowker Creek Walkway223 m
  • Unnamed332 m
  • Cochrane's Common392 m
  • Unnamed · 2037 Cadboro Bay Road419 m
  • Firefighter's Park469 m

Gyms (4)

  • Spinco Oak Bay · 2005 Oak Bay Avenue475 m
  • barreMADE · 2270 Cadboro Bay Road563 m
  • Six Factors Fitness · 1931 Lee Avenue598 m
  • Arbutus Physiotherapy · 1928 Oak Bay Avenue601 m

Pharmacies (4)

  • Pharmasave · 2200 Oak Bay Avenue312 m
  • Fort Royal Pharmacy · 2217 Oak Bay Avenue360 m
  • Rexall · 1990 Fort Street511 m
  • The Medicine Shoppe · 1964 Fort Street537 m

Banks & ATMs (5+)

  • Scotiabank304 m
  • CIBC · 2224 Oak Bay Avenue338 m
  • Unnamed340 m
  • TD340 m
  • BMO · 2219 Oak Bay Avenue367 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($122,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,180,000.00
Periodic payment — Principal & Interest (monthly)$7,612.96
Additional monthly expenses (strata, tax, utilities, etc.)$707.75
Total monthly cost$8,320.71
Interest paid over 5-yr term$338,191.39
Balance at end of term$1,061,413.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$122,500
Stress test qualifying rate8.09%
Payment you must qualify for$10,400.25

Cash Needed at Closing

Minimum down payment$122,500
Estimated BC PTT$27,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$151,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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