Property Type: Condo / ApartmentOwnership: Strata

106 455 Kingston St

Victoria, BC V8V1V8

$299,900

2 bed2 bath930 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
925 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$2,026/mo
Annual property tax
$1,495.16

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Restrictions & Policies

Pets
Allowed
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level
EnsuiteMain level3-Piece
Primary BedroomMain level
BathroomMain level2-Piece
BedroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1042845
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

Open House Sunday, August 23rd 2 - 4 pm. Care, comfort and community. This is the cornerstone of this strata which provides one meal a day as well as light housekeeping, and much much more, including memory care and activities for active seniors and elderly. Best of all is the caring staff and the lovely patrons and owners. This is a beautiful bright 2 bedroom, 2 bathroom unit with easy wheelchair, scooter or walker access, and once out the door, a fanTAStic location, close to Thrifty's, the weekly farmer's market, Dollar Store, Pharmasave, liquor store, Starbucks - restaurants, dental care....the list goes on and on - all of the great amenities and entertainment available in James Bay. Inquire with main desk about scooter plug-ins. This unit must be seen to be appreciated. Call your realtor and book your showing today. (id:63159)

Values & Trends

This listing

$322/sqft

Building average

No other active listings in this building

James Bay average

$704/sqft

37 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
James Bay CommunityElementary499 m
South Park Family SchoolElementary623 m
Pacific School of Innovation and Inquiry(Independent)Secondary683 m
Christ Church Cathedral School(Independent)Elementary/Middle1.2 km
Victoria West ElementaryElementary1.9 km
Sir James Douglas ElementaryElementary2.0 km
Central Middle SchoolElementary2.0 km
Victoria HighElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Aegir Room · 500 Oswego Street154 m
  • Harbour House Restaurant · 607 Oswego Street173 m
  • Belleville's · 427 Belleville Street191 m
  • Murder Burger · 332 Menzies Street208 m
  • Pendray Tea House · 309 Belleville Street262 m

Cafes (5+)

  • Courtyard Café197 m
  • Nourish Kitchen & Cafe301 m
  • Good Earth Coffeehouse · 535 Superior Street333 m
  • Discovery Coffee · 277 Menzies Street335 m
  • James Bay Coffee House · 425 Simcoe Street436 m

Grocery (2)

  • Red Barn Market · 325 Menzies Street288 m
  • Thrifty Foods James Bay · 475 Simcoe Street485 m

Parks (5+)

  • Quadra Park · 407 Belleville Street193 m
  • Confederation Plaza · 600 Menzies Street227 m
  • Irving Park307 m
  • Charles Redfern Park · 200 Quebec Street373 m
  • Peter Pollen Waterfront Park456 m

Gyms (2)

  • Fitness Center · 525 Superior Street300 m
  • Unnamed602 m

Pharmacies (3)

  • James Bay Pharmasave · 230 Menzies Street428 m
  • Rexall · 912 Douglas Street749 m
  • I.D.A. Cridge Family · 641 Fort Street795 m

Banks & ATMs (4)

  • Unnamed · 475 Simcoe Street469 m
  • Unnamed542 m
  • Unnamed563 m
  • National Bank · 880 Douglas Street728 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$239,920.00
Periodic payment — Principal & Interest (monthly)$1,547.88
Additional monthly expenses (strata, tax, utilities, etc.)$2,197.60
Total monthly cost$3,745.48
Interest paid over 5-yr term$68,761.76
Balance at end of term$215,808.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,190.82

Cash Needed at Closing

Minimum down payment$14,995
Estimated BC PTT$3,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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