Property Type: Condo / ApartmentOwnership: Leasehold / Strata

2104 647 Michigan St

Victoria, BC V8V1S9

$285,000

1 bed1 bath1 parking616 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1.19 acres
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Leasehold / Strata
Strata / maintenance fee
$740/mo
Annual property tax
$307,029.96

Interior

Heating
Other, Hot Water
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
City view, Ocean view

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
Primary BedroomMain level11' x 12'
KitchenMain level6' x 7'
Dining roomMain level7' x 8'
Living roomMain level14' x 15'
BalconyMain level4' x 14'
EntranceMain level4' x 11'

Listing Information

MLS®
1044838
Listed
August 2, 2026
Time on market
On the market for 30 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Perched high above James Bay on the 21st floor, this distinctive 1-bedroom, 1-bathroom residence captures spectacular panoramic views of Victoria’s Inner Harbour, downtown skyline, surrounding neighbourhoods, and distant mountains. Expansive windows fill the home with natural light, while the private balcony offers a front-row seat to the ever-changing city and waterfront scenery. Inside, bold Art Deco character and subtle speakeasy-inspired style create a dramatic yet inviting atmosphere, highlighted by statement wall treatments, architectural details, and updated lighting. The updated kitchen features warm wood cabinetry, modern countertops, hardware, and appliances, with open dining and living areas oriented toward the view. The bedroom offers wall-to-wall windows, complemented by an updated 4-piece bathroom. Includes parking, separate storage, bike storage, heated pool, sauna, and shared laundry, all near downtown, Beacon Hill Park, the waterfront, shops, and restaurants. (id:63159)

Values & Trends

This listing

$463/sqft

Building average

$342/sqft

9 active listing(s)

James Bay average

$700/sqft

37 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Park Family SchoolElementary133 m
Pacific School of Innovation and Inquiry(Independent)Secondary657 m
Christ Church Cathedral School(Independent)Elementary/Middle868 m
James Bay CommunityElementary887 m
Sir James Douglas ElementaryElementary1.5 km
Central Middle SchoolElementary1.7 km
Victoria HighElementary2.1 km
George Jay ElementaryElementary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Murder Burger · 332 Menzies Street386 m
  • The Old Spaghetti Factory · 703 Douglas Street399 m
  • The Bop400 m
  • Levantine423 m
  • Real Thai Restaurant · 211 Menzies Street453 m

Cafes (5+)

  • Colonial Cafe216 m
  • Good Earth Coffeehouse · 535 Superior Street239 m
  • Discovery Coffee · 277 Menzies Street378 m
  • Capital City Café438 m
  • Tea at the Empress514 m

Grocery (2)

  • Red Barn Market · 325 Menzies Street367 m
  • Thrifty Foods James Bay · 475 Simcoe Street567 m

Parks (5+)

  • South Park98 m
  • Avalon Green · 601 Avalon Road215 m
  • Thunderbird Park · 638 Douglas Street320 m
  • St. Ann's Academy National Historic Site · 835 Humboldt Street409 m
  • Cridge Park · 720 Belleville Street419 m

Gyms (4)

  • Fitness Center · 525 Superior Street270 m
  • Unnamed584 m
  • Kadampa Meditation Centre · 970 Blanshard Street768 m
  • West Coast Jiu-Jitsu786 m

Pharmacies (2)

  • James Bay Pharmasave · 230 Menzies Street507 m
  • Rexall · 912 Douglas Street729 m

Banks & ATMs (5+)

  • Unnamed491 m
  • Unnamed · 475 Simcoe Street558 m
  • Unnamed649 m
  • National Bank · 880 Douglas Street696 m
  • Island Savings · 933 Douglas Street758 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$228,000.00
Periodic payment — Principal & Interest (monthly)$1,470.98
Additional monthly expenses (strata, tax, utilities, etc.)$26,356.72
Total monthly cost$27,827.70
Interest paid over 5-yr term$65,345.46
Balance at end of term$205,086.74

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,250
Stress test qualifying rate8.09%
Payment you must qualify for$2,081.97

Cash Needed at Closing

Minimum down payment$14,250
Estimated BC PTT$3,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,450

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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