Property Type: Condo / ApartmentOwnership: Leasehold / Strata

1401 647 Michigan St

Victoria, BC V8V1S9

$299,999

1 bed1 bath1 parking614 sqftBuilt 1969
Get Directions

Property Details

Property & Lot

Sub-type
Apartment
Lot size
871 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Leasehold / Strata
Strata / maintenance fee
$755/mo
Annual property tax
$282,453.66

Interior

Heating
Baseboard heaters, Hot Water
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
City view, Mountain view

Parking

Total spaces
1

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
Primary BedroomMain level11' x 11'
KitchenMain level7' x 8'
Dining roomMain level8' x 6'
Living roomMain level14' x 15'
EntranceMain level8' x 4'

Listing Information

MLS®
1040947
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Northwest corner unit overlooking the Inner Harbour & city skyline, this stunning 1-bed at Orchard House delivers a breathtaking panorama — snow-capped Olympics, Strait of Juan de Fuca, city lights & cruise ships berthing, all from your large balcony finished with composite deck tiles. Freshly updated with custom power blinds, newer laminate flooring, fresh paint, tiled kitchen backsplash, upgraded light fixtures & newer toilet. Stainless steel bar & wine fridge included! Just 10 minutes walk to James Bay's numerous amenities & steps to Beacon Hill Park, the Museum/IMAX & Cook Street Village with a 90 Walk Score. This adult-oriented leasehold community offers a Jacuzzi, heated outdoor pool, saunas, bike storage, workshop, locker & secure parking. The $755 monthly fee covers property taxes, heat, hot water, insurance & 24/7 management. ''Bonus for buyers! The seller is paying for all currently approved condo assessments as of May 28, 2026 in full prior to closing.'' (id:63159)

Values & Trends

This listing

$489/sqft

Building average

$339/sqft

9 active listing(s)

James Bay average

$699/sqft

37 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Park Family SchoolElementary139 m
Pacific School of Innovation and Inquiry(Independent)Secondary667 m
Christ Church Cathedral School(Independent)Elementary/Middle874 m
James Bay CommunityElementary888 m
Sir James Douglas ElementaryElementary1.5 km
Central Middle SchoolElementary1.7 km
Victoria HighElementary2.1 km
George Jay ElementaryElementary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Murder Burger · 332 Menzies Street391 m
  • The Bop400 m
  • The Old Spaghetti Factory · 703 Douglas Street409 m
  • Levantine421 m
  • Real Thai Restaurant · 211 Menzies Street451 m

Cafes (5+)

  • Colonial Cafe208 m
  • Good Earth Coffeehouse · 535 Superior Street243 m
  • Discovery Coffee · 277 Menzies Street378 m
  • Capital City Café448 m
  • Piggy & Paisley · 143 Menzies Street512 m

Grocery (2)

  • Red Barn Market · 325 Menzies Street369 m
  • Thrifty Foods James Bay · 475 Simcoe Street564 m

Parks (5+)

  • South Park93 m
  • Avalon Green · 601 Avalon Road207 m
  • Thunderbird Park · 638 Douglas Street330 m
  • St. Ann's Academy National Historic Site · 835 Humboldt Street415 m
  • Cridge Park · 720 Belleville Street428 m

Gyms (4)

  • Fitness Center · 525 Superior Street274 m
  • Unnamed594 m
  • Kadampa Meditation Centre · 970 Blanshard Street777 m
  • West Coast Jiu-Jitsu795 m

Pharmacies (2)

  • James Bay Pharmasave · 230 Menzies Street505 m
  • Rexall · 912 Douglas Street739 m

Banks & ATMs (5+)

  • Unnamed502 m
  • Unnamed · 475 Simcoe Street556 m
  • Unnamed660 m
  • National Bank · 880 Douglas Street707 m
  • Island Savings · 933 Douglas Street768 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$239,999.00
Periodic payment — Principal & Interest (monthly)$1,548.39
Additional monthly expenses (strata, tax, utilities, etc.)$24,323.80
Total monthly cost$25,872.20
Interest paid over 5-yr term$68,784.40
Balance at end of term$215,879.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,000
Stress test qualifying rate8.09%
Payment you must qualify for$2,191.54

Cash Needed at Closing

Minimum down payment$15,000
Estimated BC PTT$4,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information