Property Type: Condo / ApartmentOwnership: Strata

1075 Bernard Avenue Unit# 308

Kelowna, BC V1Y6P7

$375,000

2 bed2 bath1 parking1,190 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$353/mo
Annual property tax
$1,582.23

Interior

Heating
Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Brick, Wood siding

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
SunroomMain level11'10'' x 9'
StorageMain level5'7'' x 7'7''
Dining roomMain level12'5'' x 8'8''
Living roomMain level13'5'' x 11'5''
KitchenMain level12'2'' x 10'9''
BedroomMain level9'5'' x 12'5''
Full bathroomMain level
3pc Ensuite bathMain level
Primary BedroomMain level11'5'' x 12'4''

Listing Information

MLS®
10395212
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to #308–1075 Bernard Avenue, a rare opportunity to own a spacious top floor 2 bedroom, 2 bathroom condo offering approximately 1,190 sq. ft. of thoughtfully designed living space in the heart of downtown Kelowna. This bright and open floor plan is ideal for both everyday living and entertaining, featuring an expansive living and dining area and generously sized bedrooms with excellent separation, providing comfort and privacy rarely found in condo living. The home is well appointed with in-unit laundry, ample storage throughout, and a versatile enclosed balcony—perfect for year-round enjoyment as a sunroom, home office, or quiet retreat. Designed with functionality and livability in mind, this residence offers an exceptional sense of space that truly sets it apart. Step outside and enjoy the ultimate walkable downtown lifestyle. Just moments from shops, restaurants, parks, public transit, and Okanagan Lake, everything Kelowna has to offer is right at your doorstep—no car required. The unit includes one secure parking stall and a storage locker, adding convenience and value. Whether you’re a first-time buyer, downsizer, or investor, this is an outstanding opportunity to own a large, centrally located condo in one of Kelowna’s most desirable and vibrant neighbourhoods. No age restrictions. Cats are welcome. Second parking stall available for a fee, which can be transferred to new buyer. (id:63159)

Values & Trends

This listing

$315/sqft

Building average

$358/sqft

1 active listing(s)

Kelowna North average

$700/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bankhead ElementaryElementary788 m
Central SecondarySecondary817 m
Central School ProgramsK-12817 m
St Joseph Elementary School(Independent)Elementary861 m
A S Matheson ElementaryElementary1.1 km
The Balsam School(Independent)Elementary1.2 km
Glenmore ElementaryElementary2.0 km
Kelowna SecondarySecondary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue214 m
  • Swan Pizza237 m
  • Ricky's256 m
  • De Dutch321 m
  • Vintner's Grill396 m

Cafes (3)

  • Continental Breakfast173 m
  • Starbucks247 m
  • Gong Cha297 m

Grocery (2)

  • Nester's Market · 1111 Lawson Avenue163 m
  • Peter's Your Independent Grocer · 1835 Gordon Drive584 m

Parks (5+)

  • Martin Park365 m
  • Knowles Heritage Park406 m
  • Richmond Park598 m
  • Mary Ann Collinson Memorial Park623 m
  • Bankhead Park667 m

Gyms (1)

  • GoodLife Fitness591 m

Pharmacies (1)

  • Paragon Pharmacy148 m

Banks & ATMs (1)

  • BMO341 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$300,000.00
Periodic payment — Principal & Interest (monthly)$1,935.50
Additional monthly expenses (strata, tax, utilities, etc.)$545.24
Total monthly cost$2,480.74
Interest paid over 5-yr term$85,980.86
Balance at end of term$269,850.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,739.44

Cash Needed at Closing

Minimum down payment$18,750
Estimated BC PTT$5,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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