Property Type: Condo / ApartmentOwnership: Strata

1056 Bernard Avenue Unit# 307

Kelowna, BC V1Y8L7

$350,000

2 bed1 bath1 parking903 sqftBuilt 1980
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Amenities

Also listed: Storage - Locker, Sauna, Whirlpool, Cable TV

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$506/mo
Annual property tax
$1,432.66

Interior

Heating
Baseboard heaters
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Stucco, Wood siding
View
City view, Mountain view
Pool
Indoor pool, Outdoor pool
Lot features
Level lot

Building

Roof
Tar & gravel, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
001-897-098

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Underground, Parkade, Heated Garage, Additional Parking

Restrictions & Policies

Pets
Allowed
Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level4'8'' x 8'3''
Primary BedroomMain level10'1'' x 16'5''
Living roomMain level11'10'' x 18'7''
KitchenMain level7'5'' x 8'2''
Dining roomMain level7'2'' x 7'10''
BedroomMain level8'0'' x 12'10''
4pc BathroomMain level9'11'' x 8'4''

Listing Information

MLS®
10396322
Listed
August 11, 2026
Time on market
On the market for 20 days
Data last synced
August 29, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

Top-Floor 2 Bedroom Condo in a Central 55+ Community This beautiful renovated top-floor East facing condo offers bright and cool daily living while inviting living in a quiet, owner-occupied 55+ complex. With laminate flooring through the home the one feature you don’t want to miss is the soaring vaulted ceilings and transom windows that flood the space with natural light. A cozy gas fireplace anchors the living area, and the large enclosed balcony provides year-round enjoyment with tranquil eastern views. The layout includes two generous bedrooms, a spacious 4-piece bathroom, and a well-appointed kitchen with stainless steel appliances and a built-in microwave. In-suite laundry and ample storage make daily living convenient and comfortable. This pet-friendly community (2 pets allowed up to 12kg or 24” at the shoulder) boasts resort-style amenities including an outdoor pool, indoor hot tub, sauna, and workshop. Secure underground parking and a private storage locker are included, with additional parking potentially available for rent. Enjoy a walkable lifestyle just steps to the lake, downtown, parks, shops, and transit. This is relaxed, low-maintenance living in one of Kelowna’s most connected 55+ communities. (id:63159)

Values & Trends

This listing

$388/sqft

Building average

$339/sqft

2 active listing(s)

Kelowna North average

$700/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bankhead ElementaryElementary709 m
Central SecondarySecondary876 m
Central School ProgramsK-12876 m
St Joseph Elementary School(Independent)Elementary949 m
The Balsam School(Independent)Elementary1.1 km
A S Matheson ElementaryElementary1.2 km
Glenmore ElementaryElementary2.0 km
Raymer ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue327 m
  • Swan Pizza365 m
  • Ricky's379 m
  • De Dutch451 m
  • Vintner's Grill525 m

Cafes (4)

  • Continental Breakfast302 m
  • Starbucks374 m
  • Gong Cha426 m
  • Craft 42 Roasters · 1178 High Road712 m

Grocery (2)

  • Nester's Market · 1111 Lawson Avenue119 m
  • Peter's Your Independent Grocer · 1835 Gordon Drive714 m

Parks (5+)

  • Martin Park253 m
  • Knowles Heritage Park392 m
  • Bankhead Park661 m
  • Richmond Park666 m
  • Mary Ann Collinson Memorial Park744 m

Gyms (1)

  • GoodLife Fitness720 m

Pharmacies (1)

  • Paragon Pharmacy159 m

Banks & ATMs (1)

  • BMO468 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$280,000.00
Periodic payment — Principal & Interest (monthly)$1,806.46
Additional monthly expenses (strata, tax, utilities, etc.)$670.15
Total monthly cost$2,476.61
Interest paid over 5-yr term$80,248.80
Balance at end of term$251,860.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,556.81

Cash Needed at Closing

Minimum down payment$17,500
Estimated BC PTT$5,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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