Property Type: Condo / ApartmentOwnership: Strata

1075 Bernard Avenue Unit# 303

Kelowna, BC V1Y6P7

$314,800

1 bed1 bath1 parking880 sqftBuilt 1981
Get Directions

Amenities

Also listed: Storage - Locker

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$291/mo
Annual property tax
$1,294.1

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate, Carpeted

Exterior & Lot

Exterior features
Brick, Vinyl siding
View
City view, Mountain view
Waterfront
Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Dining roomMain level11' x 8'
SunroomMain level9'9'' x 11'6''
Laundry roomMain level5'1'' x 9'
StorageMain level4'1'' x 10'0''
KitchenMain level9'1'' x 10'5''
4pc BathroomMain level8'6'' x 10'0''
Primary BedroomMain level11'6'' x 11'6''
Living roomMain level12'10'' x 14'

Listing Information

MLS®
10397114
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

IMMEDIATE POSSESSION available for this spacious, move-in-ready top-floor unit. Bright and generously sized, it features recently updated flooring and a welcoming three-season enclosed sunroom, perfect for relaxing. Ideally located in a highly convenient central neighbourhood, you'll enjoy shopping just a short walk away, easy access to public transit, and a quick trip to the city centre. Offering comfort, convenience, and exceptional value, this well-maintained home is one you won't want to miss. (id:63159)

Values & Trends

This listing

$358/sqft

Building average

$315/sqft

1 active listing(s)

Kelowna North average

$700/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Central School ProgramsK-12765 m
Central SecondarySecondary765 m
Bankhead ElementaryElementary820 m
St Joseph Elementary School(Independent)Elementary843 m
The Balsam School(Independent)Elementary1.1 km
A S Matheson ElementaryElementary1.1 km
Glenmore ElementaryElementary2.1 km
Raymer ElementaryElementary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue250 m
  • Swan Pizza338 m
  • Ricky's369 m
  • De Dutch409 m
  • Vintner's Grill493 m

Cafes (3)

  • Continental Breakfast259 m
  • Starbucks352 m
  • Gong Cha389 m

Grocery (3)

  • Nester's Market · 1111 Lawson Avenue218 m
  • Peter's Your Independent Grocer · 1835 Gordon Drive669 m
  • Safeway · 697 Bernard Avenue720 m

Parks (5+)

  • Martin Park263 m
  • Knowles Heritage Park296 m
  • Richmond Park719 m
  • Mary Ann Collinson Memorial Park733 m
  • Bankhead Park758 m

Gyms (2)

  • GoodLife Fitness686 m
  • Move & Flow · 589 Lawrence Avenue796 m

Pharmacies (2)

  • Paragon Pharmacy237 m
  • Shoppers Drug Mart · 597 Bernard Avenue780 m

Banks & ATMs (2)

  • BMO445 m
  • Beem Credit Union · 598 Bernard Avenue799 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,740) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$251,840.00
Periodic payment — Principal & Interest (monthly)$1,624.79
Additional monthly expenses (strata, tax, utilities, etc.)$442.92
Total monthly cost$2,067.71
Interest paid over 5-yr term$72,178.07
Balance at end of term$226,530.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,740
Stress test qualifying rate8.09%
Payment you must qualify for$2,299.67

Cash Needed at Closing

Minimum down payment$15,740
Estimated BC PTT$4,296
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,536

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information