Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

10818 Westshore Road

Vernon, BC V1H2C3

$659,000

2 bed3.5 bath1 parking2,219 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,510.15

Interior

Heating
Heat Pump, Baseboard heaters, Stove, Wood
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Free Standing Metal

Exterior & Lot

Exterior features
Stone, Other
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement3'9'' x 7'
KitchenAdditional Accommodation14'5'' x 18'9''
BedroomAdditional Accommodation18'10'' x 11'3''
Full bathroomAdditional Accommodation7'10'' x 7'
BedroomSecondary Dwelling Unit12'6'' x 15'10''
Full bathroomSecondary Dwelling Unit8'10'' x 5'3''
Living roomSecondary Dwelling Unit15'3'' x 22'
KitchenSecondary Dwelling Unit8'9'' x 6'1''
Dining roomMain level8'4'' x 14'6''
Partial bathroomMain level5'11'' x 6'1''
Full ensuite bathroomMain level5'4'' x 8'3''
Primary BedroomMain level12'6'' x 11'4''
Living roomMain level14'6'' x 15'
KitchenMain level5' x 14'9''

Listing Information

MLS®
10398698
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

Welcome to 10818 Westshore Road, a beautifully cared-for six-year-old home set on a spacious 0.67-acre lot in the peaceful rural community of Westshore Estates. This versatile property offers multiple living spaces, making it ideal for families, extended family, guests, or those needing extra room. The level-entry main floor features an open-concept layout with easy-care laminate flooring, a spacious primary bedroom with 4-piece ensuite, and a 2-piece bathroom. Stay comfortable year-round with three heat sources: a heat pump for heating and cooling, wood-burning stove, and electric baseboard heating. Sliding doors lead to a covered deck overlooking the peaceful surroundings. The upper level offers additional living space with a kitchen area (no stove), full bathroom, large living room, and generous bedroom. The lower level features a fully contained in-law suite with its own private entrance, providing excellent flexibility for a variety of living arrangements. Outside, you'll find an attached garage, solar panels for backup power, firepit, storage shed, and two large greenhouses. A cleared area near the bottom of the property provides room to park a boat or RV, with an additional storage shed for convenience. Enjoy the best of rural living with recreation close by. Evely Recreation Site is just minutes away, providing access to Okanagan Lake for swimming, boating, and fishing. Miles of hiking trails and backroads are accessible from the subdivision. Westshore Estates also has a community park with baseball, soccer, basketball, and a playground. Located approximately 30 minutes from Vernon and 40 minutes from Kelowna, with a gas station and convenience store less than 10 minutes away. If you're looking for space, privacy, flexibility, and a peaceful country lifestyle close to the lake, this could be the one! (id:63159)

Values & Trends

This listing

$297/sqft

Building average

No other active listings in this building

Okanagan North average

$298/sqft

41 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary8.9 km
Ellison ElementaryElementary11.3 km
Clarence Fulton SecondaryElementary11.7 km
Mission Hill ElementaryElementary13.6 km
Alexis Park ElementaryElementary14.5 km
Oyama Traditional SchoolElementary14.7 km
St James(Independent)Elementary14.9 km
Kidston ElementaryElementary15.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$527,200.00
Periodic payment — Principal & Interest (monthly)$3,401.32
Additional monthly expenses (strata, tax, utilities, etc.)$320.18
Total monthly cost$3,721.49
Interest paid over 5-yr term$151,097.04
Balance at end of term$474,218.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,752.97

Cash Needed at Closing

Minimum down payment$40,900
Estimated BC PTT$11,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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