Property Type: Detached HouseOwnership: Freehold

10842 wilcox Rd

Saltair, BC V9G1A9

$1,189,000

3 bed3 bath6 parking2,655 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Lot size
13,500 square feet
Zoning
Residential

R-2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,243

Interior

Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BathroomSecond level4-Piece
EnsuiteMain level5-Piece
BathroomMain level2-Piece
StorageSecond level5'3 x 6'0
Family roomSecond level20'2 x 14'2
BedroomSecond level11'11 x 10'11
BedroomSecond level12'4 x 11'10
PatioMain level14'4 x 5'8
EntranceMain level9'7 x 6'4
OfficeMain level10'0 x 12'2
Laundry roomMain level9'2 x 7'0
WorkshopMain level18'10 x 11'6
Primary BedroomMain level18'3 x 15'6
KitchenMain level14'2 x 12'0
Dining roomMain level14'2 x 12'6
Living roomMain level17'11 x 15'1

Listing Information

MLS®
1042808
Listed
July 20, 2026
Time on market
On the market for 42 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty LD · Data source: CREA DDF.

Description

Like-new (9 years) executive custom home located in Sunny Saltair! This beautifully designed custom home offers main-level living with a spacious primary bedroom , spa like ensuite with heated floors,soaker tub and separate shower. Step out from your bedroom and enjoy your hot tub. Irrigation system. Large office - soaring Vaulted ceilings in the living room with gas fireplace, stunning chef's dream kitchen , dining area , laundry room, and direct access to the impressive 3 bay garage. Upstairs features two generous bedrooms, a 4 piece bathroom, and a large family room with ocean glimpses, perfect for gatherings or just to relax. The easy care property provides ample parking for RV, boats, and all your toys. Situated in one of Vancouver island's most desirable communities ''Saltair'' Enjoy a short walk to the beach, local coffee shop, pickleball and tennis courts, kids playground and ball field, take a walk in Stocking creek park or the Canada Trail. A rare opportunity to own this one-of-a-kind custom home (id:63159)

Values & Trends

This listing

$448/sqft

Building average

No other active listings in this building

Saltair average

$501/sqft

7 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus Elementary Community SchoolElementary3.4 km
Chemainus SecondaryK-124.0 km
Stz'uminus Senior Secondary(Independent)Secondary4.2 km
Ladysmith PrimaryElementary6.0 km
Ladysmith SecondarySecondary6.3 km
Ladysmith IntermediateElementary6.3 km
Thetis Island ElementaryElementary7.4 km
North Oyster ElementaryElementary11.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Coffee Shack · 10862 Chemainus Road505 m

Parks (5+)

  • Saltair Centennial Park361 m
  • Clifcoe Extension416 m
  • Boulder Point Beach Access564 m
  • Skinner Road Beach Access628 m
  • Clifcoe Park North636 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($93,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$951,200.00
Periodic payment — Principal & Interest (monthly)$6,136.82
Additional monthly expenses (strata, tax, utilities, etc.)$569.92
Total monthly cost$6,706.74
Interest paid over 5-yr term$272,616.65
Balance at end of term$855,607.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$93,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,420.94

Cash Needed at Closing

Minimum down payment$93,900
Estimated BC PTT$21,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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