Property Type: Detached HouseOwnership: Freehold

11041 Chemainus Rd

Ladysmith, BC V9G1Z2

$849,999

4 bed3 bath4 parking2,909 sqftBuilt 1978
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Property Details

Property & Lot

Sub-type
House
Style
Westcoast
Lot size
7,629 square feet
Zoning
Residential

R-3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,115.81

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Range, Dryer, Microwave, Freezer, See remarks

Exterior & Lot

View
Mountain view, Ocean view
Lot features
Level lot, Park setting, Private setting, Other, Rectangular, Marine Oriented

Building

Parcel ID (PID)
004-729-927

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
PantryMain level10'3 x 6'0
EntranceLower level13'3 x 9'6
Family roomLower level13'3 x 18'9
MediaLower level15'4 x 20'4
BedroomLower level15'1 x 19'2
BathroomLower level4-Piece
Mud roomLower level11'5 x 23'7
StorageLower level30'11 x 11'7
BedroomMain level16'3 x 10'4
BedroomMain level16'4 x 9'9
Living roomMain level13'8 x 19'2
Primary BedroomMain level11'3 x 14'3
BathroomMain level2-Piece
BathroomMain level5-Piece
KitchenMain level11'3 x 12'4
Dining roomMain level11'7 x 10'11

Listing Information

MLS®
1041245
Listed
June 24, 2026
Time on market
On the market for 68 days
Data last synced
August 31, 2026

Listing provided by: Royal LePage Nanaimo Realty LD · Data source: CREA DDF.

Description

Fully updated 4 bed and 3 bath Ocean and Mountain View Scandinavian style interior home in rural Sunny Saltair minutes from both Chemainus and Ladysmith. Fully fenced with peaceful koi pond and the sound of falling water. House sits perpendicular to the road to maximize views and privacy. Kitchen has upgraded French Door Electrolux refrigerator, high end Electrolux convection induction range, quartz countertops, custom cabinets, built-in Bosch dishwasher, oversized deep stainless sink with drain rack/ cutting board. Large kitchen skylight that opens. Bathrooms redone with new cabinets, dual flush Toto toilets, new fixtures. New Thermoproof dual pane windows with lifetime warranty. 2 fireplaces, the downstairs fireplace has a newly upgraded Pacific Energy insert that will heat the home. Covered wood storage with easy access. New Canadians Stelpro baseboard and convection panel heaters throughout with programmable thermostats and Alexa control. Roof insulation upgraded to R50; downstairs floor insulated with Dricore OSB foam panels +2.7R for added +10C degrees and new flooring downstairs. New Light fixtures throughout - all LED. Low monthly costs and nothing to do except move in and enjoy. A lot of room for hobbies, special interests, or a home business. Current internet service is 3 GB Fibre and super reliable: House wired with10GB Ethernet wiring and hardwired jacks. Media room has light blocking blinds and curtains for cozy movie nights. Large workshop with large LED Panel lights new insulated doors. Koi pond of approx 2,750 gallons with bio-filter, bog and passive filter with easy maintenance. New Palram Canopia dual wall 3 season greenhouse with electrical and frost free faucets which grows greens 10+ months a year (4 years more of warranty.) Multiple added hose bibs. New stairs and walkway to the rear deck. Deck is gated which is great for kids or animals. Click on the iGuide for a tour. For more information let's Get in Touch . . . Lorne Gait at 250-618-0680. (id:63159)

Values & Trends

This listing

$292/sqft

Building average

No other active listings in this building

Ladysmith average

$552/sqft

69 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Stz'uminus Senior Secondary(Independent)Secondary3.4 km
Chemainus Elementary Community SchoolElementary4.4 km
Chemainus SecondaryK-124.9 km
Ladysmith PrimaryElementary5.1 km
Ladysmith SecondarySecondary5.4 km
Ladysmith IntermediateElementary5.4 km
Thetis Island ElementaryElementary7.4 km
North Oyster ElementaryElementary10.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Coffee Shack · 10862 Chemainus Road774 m

Parks (4)

  • Lagoon Bridge Beach Access452 m
  • Stocking Creek Park466 m
  • Saltair Centennial Park600 m
  • Skinner Road Beach Access678 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($60,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,999.00
Periodic payment — Principal & Interest (monthly)$4,387.12
Additional monthly expenses (strata, tax, utilities, etc.)$404.65
Total monthly cost$4,791.77
Interest paid over 5-yr term$194,889.67
Balance at end of term$611,661.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$60,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.82

Cash Needed at Closing

Minimum down payment$60,000
Estimated BC PTT$15,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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