Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

109 DEERBERRY Place

Waterloo, BC N2V1G2

$699,000

3 bed2 bath6 parking1,194 sqftBuilt 1983
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Open House

Sunday, September 20

2:00 PM4:00 PM

Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
63 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$4,683.49

Interior

Basement
Partially finished, Full
Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None
Appliances
Washer, Dryer

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Cul-de-sac, Conservation/green belt

Building

Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Cable

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomBasement13'8'' x 8'11''
Recreation roomBasement35'9'' x 23'11''
3pc BathroomBasement
4pc BathroomMain level
BedroomMain level8'5'' x 10'4''
BedroomMain level8'7'' x 12'4''
Primary BedroomMain level15'11'' x 10'3''
KitchenMain level10'6'' x 10'7''
Dining roomMain level9'5'' x 10'8''
Living roomMain level23'11'' x 15'2''

Listing Information

MLS®
40859440
Listed
September 8, 2026
Time on market
On the market for 6 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.

Description

Welcome to this charming three-bedroom, two-bathroom bungalow, ideally situated in the highly desirable Lakeshore North neighbourhood. Offering approximately 1,194 above grade sqft of comfortable living space, this home combines a functional layout with an exceptional location. The main floor features three well-sized bedrooms and inviting living spaces, making it a great fit for families, downsizers, or anyone looking for the convenience of bungalow living. Located in a sought-after area known for its excellent school zones and established community feel, this is a fantastic opportunity to put down roots in one of the area’s most desirable neighbourhoods. With a practical floor plan, plenty of potential, and a location that’s hard to beat, this Lakeshore North bungalow is ready for its next chapter. (id:63159)

Values & Trends

This listing

$585/sqft

Building average

No other active listings in this building

421 - Lakeshore/Parkdale average

$401/sqft

13 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$450.29
Total monthly cost$4,058.06
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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