Property Type: Detached HouseOwnership: Freehold

185 CEDARVALE Crescent Unit# A

Waterloo, BC N2L4T3

$574,900

4 bed2 bath3 parking1,605 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
30 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,423.1

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer, Hood Fan, Window Coverings

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Paved driveway
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Utility roomBasement
Laundry roomBasement
3pc BathroomBasement6'0'' x 6'7''
BedroomBasement10'7'' x 13'3''
KitchenMain level8'8'' x 12'6''
DinetteMain level8'10'' x 12'6''
Living roomMain level13'6'' x 17'5''
4pc BathroomSecond level6'9'' x 6'9''
BedroomSecond level9'1'' x 11'2''
BedroomSecond level10'4'' x 14'9''
Primary BedroomSecond level10'4'' x 12'7''

Listing Information

MLS®
40850502
Listed
July 24, 2026
Time on market
On the market for 52 days
Data last synced
September 15, 2026

Listing provided by: Peak Realty Ltd. · Data source: CREA DDF.

Description

Looking for an updated home with 4 bedrooms & 2 full baths? This Semi maybe the home for you! North end of University of Waterloo & new Hospital to be built, Conestoga Mall & LRT, this 3+1 bedroom, 2 full bath move-in condition semi on quiet Cedarvale Crescent! Freshly painted throughout, carpet free home with a huge fully fenced backyard is perfectly located on a quiet street with lots of beautiful mature tall trees. The main floor features a large Living room with plenty of natural light from the very large front window as well as the brand new ceiling potlights, Dining area with beautiful contemporary chandelier and large window, open to the brand new modern white shaker style kitchen with quartz counters and white fridge and stove. Take the hardwood stairs to the second storey featureing 3 very good size bedrooms and a modern 4 piece main bathroom. The basement features a large bonus room with a good size window and a closet that can be used as a bedroom or a Recroom, a full 3 piece bathroom, Laundry and Utility room with walk up to the backyard. To access the basement, you have 3 options: from the kitchen inside the house, or the separate enterance (exterior side door) from the drive way, or the stairs from the backyard going to the back door (please don't use the back stairs - they haven't been used recently). Updates include but are not limited to: fresh paint throughout 2026, Brand new kitchen with quarz counters 2026, Fridge & Stove 2025, Pot Lights in Living room 2026, LVP flooring in basement & on stairs going to basement 2026, Main water shut-offs 2026, Dryer 2024, Furnace 2020, Roof 2018, Laminate flooring on main and second floors 2018, Hardwood stairs going to second floor 2018, All plumbing replaced on main & second floors 2018. Close to schools, shopping, busses. Shows very well! (id:63159)

Values & Trends

This listing

$358/sqft

Building average

No other active listings in this building

421 - Lakeshore/Parkdale average

$438/sqft

13 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$459,920.00
Periodic payment — Principal & Interest (monthly)$2,967.25
Additional monthly expenses (strata, tax, utilities, etc.)$365.26
Total monthly cost$3,332.51
Interest paid over 5-yr term$131,814.39
Balance at end of term$413,699.53

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,490
Stress test qualifying rate8.09%
Payment you must qualify for$4,170.94

Cash Needed at Closing

Minimum down payment$32,490
Estimated BC PTT$9,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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