Property Type: Detached HouseOwnership: FreeholdNEW LISTING

11 SECOND Avenue

Cambridge, BC N1S2B7

$519,900

3 bed1 bath1 parking1,200 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
1.5
Frontage
40 feet

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,808

Interior

Basement
Partially finished, Partial
Heating
Natural gas
Cooling / A/C
None
Fireplace
None
Appliances
Washer, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Vinyl siding
Lot features
Paved driveway

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomSecond level12'0'' x 10'8''
BedroomSecond level12'3'' x 10'0''
3pc BathroomMain level
BedroomMain level11'4'' x 10'0''
Kitchen/Dining roomMain level24'0'' x 11'0''
Living roomMain level24'0'' x 9'9''

Listing Information

MLS®
40860344
Listed
September 14, 2026
Time on market
Listed today
Data last synced
September 15, 2026

Listing provided by: EXP REALTY · Data source: CREA DDF.

Description

Welcome to 11 Second Ave! This inviting Cambridge home offers a wonderful opportunity to enjoy comfortable living in a desirable location. Featuring a practical layout, generous living spaces, and plenty of potential to make the home your own, this property is ideal for homeowners and investors alike. Conveniently located close to local amenities, shopping, dining, schools, parks, and transportation. Don’t miss the opportunity to make 11 Second Ave your next home! (id:63159)

Values & Trends

This listing

$433/sqft

Building average

No other active listings in this building

11 - St Gregory's/Tait average

$460/sqft

12 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

20°C

Humidity 58%

Wind S 10 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

139,163

(2021 Census)

+6.6% since 2016

Density: 615.3/km²

Dwellings: 53,491

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($26,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$415,920.00
Periodic payment — Principal & Interest (monthly)$2,683.37
Additional monthly expenses (strata, tax, utilities, etc.)$377.33
Total monthly cost$3,060.71
Interest paid over 5-yr term$119,203.87
Balance at end of term$374,121.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$26,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,790.31

Cash Needed at Closing

Minimum down payment$26,990
Estimated BC PTT$8,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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